monkeymama Posted October 2, 2003 Report Share Posted October 2, 2003 Pulled my report from Equifax this morning. Presto!!!! A new account has appeared. ( I disputed the OC tradeline with the CRA's and it was removed last month). Today a new creditor with a new account number, but the same amount past due. They list the DOLA correctly(past SOL in my state). Equifax is listing this with the creditor's name followed by "Attn: Disputes". Any idea what this means???? Link to comment Share on other sites More sharing options...
kb9tbq Posted October 4, 2003 Report Share Posted October 4, 2003 Very important that you understand or check to see what the difference is... You say the original creditor reporting dropped off, but that a new company is showing up now...Is this another creditor or a collection agency?It is misleading with the way you now have your question listed. Link to comment Share on other sites More sharing options...
monkeymama Posted October 4, 2003 Author Report Share Posted October 4, 2003 Thanks kb,Sorry I wasn't more clear, I believe I might have a brain cloud.The new creditor is a not listed as a collection account. Lists as "charged off account, credit card". SOOOOO, it looks like company listing is OC.Crapital One is the new creditor listing the account. Link to comment Share on other sites More sharing options...
kb9tbq Posted October 4, 2003 Report Share Posted October 4, 2003 That is interesting... actually a new creditor - Capital One of all things.Just watch out, you might be seeing a credit card offer in the mail, just to give you warning - what they do is offer you to have clean positive reporting of a new account, but only after you pay the outstanding balance on what they bought up.Looks like they are, just reporting that you have a dispute on going... or that may have been the status with your prior creditor when they took ownership of this account. So - they are on top of their game.. reporting ahead of time, since they know you will most likely dispute this now. Link to comment Share on other sites More sharing options...
monkeymama Posted October 4, 2003 Author Report Share Posted October 4, 2003 They list the DOLA as 8/1997 which is past SOL in my state. kb, I did receive a credit card offer like you mentioned, about 8 months ago ( in connection with the Westmoreland Agency). I never responded. Link to comment Share on other sites More sharing options...
kb9tbq Posted October 4, 2003 Report Share Posted October 4, 2003 Looks like sometime around 3-2005 to the expiration on this account. Every thing after the original creditor's reporting - should expire at the same time, unless you can dispute it off sooner.At this point go for it on your disputing... try to get that new listing bumped off. Link to comment Share on other sites More sharing options...
monkeymama Posted October 4, 2003 Author Report Share Posted October 4, 2003 Thanks kb,You are the best! Link to comment Share on other sites More sharing options...
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