Kylie Posted October 4, 2003 Report Share Posted October 4, 2003 I sent a partial "cease & desist" to CA and many weeks went by....then the other day they left a message at work....even STATING that they acknowledge my request not to contact me by phone but because I had not responded to their letters, they had to call me....Advice please!!! Link to comment Share on other sites More sharing options...
kb9tbq Posted October 4, 2003 Report Share Posted October 4, 2003 When you send a cease and desist letter... that give a collection agency 1 last time to contact you - to inform you of what they intend to do next. Then after that point you should not hear from them again. If you do... then file complaints with www.ftc.govwww.bbb.comyour states attorney generallicencing board for the collection agency in your state. Link to comment Share on other sites More sharing options...
Kylie Posted October 5, 2003 Author Report Share Posted October 5, 2003 Thanks KB....but they didn't contact me to tell me what they were going to do...they left a number for me to call them back (yeah, like thats going to happen) Link to comment Share on other sites More sharing options...
kb9tbq Posted October 6, 2003 Report Share Posted October 6, 2003 Here is the text regarding this matter:http://www.creditinfocenter.com/legal/FDCPA.shtml#805© CEASING COMMUNICATION. If a consumer notifies a debt collector in writing that the consumer refuses to pay a debt or that the consumer wishes the debt collector to cease further communication with the consumer, the debt collector shall not communicate further with the consumer with respect to such debt, except -- (1) to advise the consumer that the debt collector's further efforts are being terminated; (2) to notify the consumer that the debt collector or creditor may invoke specified remedies which are ordinarily invoked by such debt collector or creditor; or (3) where applicable, to notify the consumer that the debt collector or creditor intends to invoke a specified remedy. If such notice from the consumer is made by mail, notification shall be complete upon receipt. (d) For the purpose of this section, the term "consumer" includes the consumer's spouse, parent (if the consumer is a minor), guardian, executor, or administrator. Link to comment Share on other sites More sharing options...
Ravenous Wolf Posted February 8, 2004 Report Share Posted February 8, 2004 Somehow I get the impression that collectors fall into two categories: One that eventually follows the law and the rest that don't care.The ones that adhere to the law will eventually follow the law once you are firm with them.The others don't care because their employers don't care. In fact, their employers may even encourage that kind of behavior. Some collectors get a rise off of doing death threats or harassing people. And they get away with it too because people allow them to get away with it.When being firm with a collector, it won't take long to see which category this one falls into. Link to comment Share on other sites More sharing options...
Rularn Posted March 11, 2004 Report Share Posted March 11, 2004 Thanks KB....but they didn't contact me to tell me what they were going to do...they left a number for me to call them back (yeah, like thats going to happen)I have the same problem. I sent in a DV letter to a CA a few days ago with a partial c/d statement to limit exchanges to written mail. The CA called and left a message on my machine asking me to call them to 'discuss the letter they received'.Should I save the recording? I know I won't be calling them back. Thanks. Link to comment Share on other sites More sharing options...
herauntsis Posted March 11, 2004 Report Share Posted March 11, 2004 You almost have to admire the sheer gall of that: "I called to discuss this letter I got from you asking me not to call you."Are these people thick, or what?And yes, save the recording -- is there a time/date stamp on it? Link to comment Share on other sites More sharing options...
Ravenous Wolf Posted March 28, 2004 Report Share Posted March 28, 2004 I have the same problem. I sent in a DV letter to a CA a few days ago with a partial c/d statement to limit exchanges to written mail. The CA called and left a message on my machine asking me to call them to 'discuss the letter they received'.Should I save the recording? I know I won't be calling them back. Thanks.That is so asinine.It reminds of a letter I just sent to Crap One about an inquiry. In two letters I mailed them, each one I explicitly told them that I don't have an account with them and I never had one and to remove this inquiry.Each time they write back and they want my account number so they can assist me.In the letter that I sent them, I said:Do you not understand Engligh?And then I explained how a judge might help them better comprehend the English language in which I cited the violations of federal law.Perhaps you can shoot them another C and D letter but start it off with what I did and mention about how a judge can help better understand the English language... Link to comment Share on other sites More sharing options...
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