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1st question from a new member, please help? I refinanced...


BKSinAZ
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I recently refinanced my student loans for a lower interest rate through Sallie Mae about 2 months ago. Today I pulled a equifax credit report and the report now shows the old student loans as "Account Transferred Or Sold" and the new refinanced accounts show "To New To Rate"

(just a little insight to the student loans, I've never been late or missed a payment)

Ok, my question is how does this and WILL this effect my credit NOW and in the FUTURE? How does an Account Transferred Or Sold effect a current credit SCORE?

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Account transfered or sold shouldn't have any affect on your credit score. The new listing for the refinanced accounts may lower your score a bit until they begin to age. Once they age & have good solid payment history your score will go up. Be sure that the old accounts show a $0 balance.

paw67

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