BKSinAZ Posted October 12, 2003 Report Share Posted October 12, 2003 What FICO score reflects the beginning of good credit? 550-600?Is it true that most places that grant credit do NOT look at the FICO score, but the full report to pass judgement?I have a FICO average of 670 of all three reports with 2 four year old charge offs. Is there anyway to get the charge offs removed? Link to comment Share on other sites More sharing options...
nativechild48 Posted October 12, 2003 Report Share Posted October 12, 2003 What are all of your fico's What is your debt ratio's How many positive TL's Income For credit repair read Credit repair 101. Your one score of 675 is not bad at all but the other things also influence your credibility as well as the charge-offs that are old but can stand in the way. Yes they do look at the fico score Link to comment Share on other sites More sharing options...
BKSinAZ Posted October 12, 2003 Author Report Share Posted October 12, 2003 What are all of your fico's What is your debt ratio's How many positive TL's Income For credit repair read Credit repair 101. Your one score of 675 is not bad at all but the other things also influence your credibility as well as the charge-offs that are old but can stand in the way. Yes they do look at the fico score What is a TL? All three reports average 670. My worst score being 665 and my best being 680. I only have 2 bad accounts compared to 10 good ones. The two bad ones are the 3-4 year old charge offs. There are 2. Link to comment Share on other sites More sharing options...
nativechild48 Posted October 12, 2003 Report Share Posted October 12, 2003 Means tradeline, there are a list of abbreviations in the forum that says please read before posting. Link to comment Share on other sites More sharing options...
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