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Inquiries off TU


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EQ Technique

Call them up (888 873-5357) and tell them that you don't recognize the inquiries and that you never authorized them. That's it. They will tell you that they'll put in dispute for 21-30 days but in reality they take it off in a few days. THAT'S IT FOLKS!!!

EX Technique

Call them up (800 583-4080) and ask for their fraud department, tell them you have inquiries that you did not authorize and that you don't recognize. They WILL put them under investigation for 30 days and then delete them. Not one that my girlfriend & me dispute (over 20) have ever been verified.

They may ask you if you want to put a fraud alert on your account. You can do that if you like. To cancel it at any time you just call them back up and tell them to cancel it and they will cancel it within 7 days.

It may help if you put a fraud alert first then 2 days later make the call. Adds validity to your claims.


TU Technique (I've heard about)

1) Threaten to sue after following up with letters sent CRRR.

2) Sob stories (my girlfriend got all hers off with this technique)

3) Bumpage

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Sis, you make it seem so simple.

Well, I followed your advice with EQ and it worked. The rep took the inquiry off on the very same day. I know this because I pulled PG later that afternoon.

I'm still trying to develop a technique for TU as that has the most INQ's all valid and open accounts(Grrrrr...) so I think I'm just stuck for 6 months or so.

Thanks for the tips.

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Hubby is trying to get 3 hard pulls from an auto dealer that he didn't authorize off of TU and Equifax. TU (I think) wants a letter from the dealer! Well, he called the dealer and spoke to the finance manager, who said he would get back to us---of course he didn't.

This is the 2nd time we've requested the inquiries be deleted. It is time to get nasty about these violations?

Thanks for any thoughts on the matter.

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First, I'd like to thank Sisflomi, Girl you are the bomb!!!! You know your stuff. Remember when I first asked you about bumpage . Well started with 43, YES 43. It's kind of embarrassing. :oops: It's before I discovered the website. Well, Anyway ,Down to 13, and 8 are insurance inquiries. At a stand still. :evil: I'm still pulling my PG but I try not to over do it. I just read your suggestions on deletion, which I will put into place on Monday. :wink: Sis you are the BEST!!!! :p 8)

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