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Providian Bank wants to sue me. Help guys!!


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Spoke to someone at Lenahan Law Office in Upstate New York. Providian wants to sue me for $652.00. She said the amounts were very small for the suit but they were suing because I was defrauding the bank. I asked "why?" She said for not paying since 2000. So here I am frantic and keeping my composure. She wanted to file the papers and process this tomorrow. Question is how is she serving the papers?

Anyway I need info on this group and something to go by. I pressured her that to make two payments and to fax the details tomorrow. I did not give her my bank account rather I will Western Union half of the funds tomorrow.

So I also asked for deletion of the account. She said no or will check but she is sure it will be paid in full notation. What to do next.

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You should move this to is there a lawyer in the house section.

When was the last time you paid this? What state are you in now? What state were you in when you got the card? Did you apply by mail? Internet? Phone?

Could be past sol and if she sues you, then you will have a defense of SOL. They also have to sue you in your own state, not theirs.

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Okay here is the problem. I am not sure if the account was charged off. She says 2000. I believe the account charged off in 1999. I am in Calif and the SOL is 4 years.

I got this cc through an invitation in the mail.

Any other ideas. I realize that she can't sue me in NY, but she may have a law office in California. Not sure though.

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Might want to check them out here before you go sending them your money.

http://search.buffalo.bbb.org/nis/newsearch2.asp?ID=1&ComID=0041000026001095

They are a collection agency, not a lawyers office.

Selected Entity Name: LENAHAN LAW OFFICES, LLC

Current Entity Name: LENAHAN LAW OFFICES, LLC

Initial DOS Filing Date: 07/08/2003

County: ERIE

Jurisdiction: NEW YORK

Entity Type: DOMESTIC PROFESSIONAL SERVICE LIMITED LIABILITY COMPANY

Current Entity Status: ACTIVE

DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)

LENAHAN LAW OFFICES, LLC

SUITE 5, 1299 UNION ROAD

WEST SENECA, NEW YORK 14224

Registered Agent

NONE

NOTE: New York State does not issue organizational identification numbers.

Selected Entity Name: MUNSON LAW OFFICES, P.C.

Current Entity Name: MUNSON LAW OFFICES, P.C.

Initial DOS Filing Date: 04/05/2001

County: JEFFERSON

Jurisdiction: NEW YORK

Entity Type: DOMESTIC PROFESSIONAL CORPORATION

Current Entity Status: ACTIVE

DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)

MUNSON LAW OFFICES, P.C.

PO BOX 545

WATERTOWN, NEW YORK 13601

Chairman or Chief Executive Officer

STEVEN G MUNSON ESQ.

221 MULLIN ST

WATERTOWN, NEW YORK 13601

Principal Executive Office

MUNSON LAW OFFICES, P.C.

221 MULLIN ST

WATERTOWN, NEW YORK 13601

Registered Agent

NONE

NOTE: New York State does not issue organizational identification numbers.

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