Negotiator2000 Posted October 15, 2003 Report Share Posted October 15, 2003 I sent a letter of goodwill to Express, and the replied my back that , they do not change any information that has been reported and that they do understand that people have problems. That I just have to deal with it. Is there anything I can use as a come back or how can I persuade them to change it. Link to comment Share on other sites More sharing options...
sisflomi Posted October 15, 2003 Report Share Posted October 15, 2003 You can keep sending them letters until they agree. It takes more than one try sometimes. And then sometimes they send these letters but the info just goes away after all. Link to comment Share on other sites More sharing options...
Negotiator2000 Posted October 15, 2003 Author Report Share Posted October 15, 2003 How about GMAC, do you have like a fax or contact information for them. Link to comment Share on other sites More sharing options...
sisflomi Posted October 15, 2003 Report Share Posted October 15, 2003 Are you mailing these letters or using planetfeedback.com? GENERAL MOTORS/GMAC ERIC A. FELDSTEIN CHAIRMAN AND PRESIDENT 200 RENAISSANCE CENTER DETROIT, MI 48265 Local Phone Number: (313) 556-5000 Fax Number: (866) 215-6750 G M A C FINANCE5400 Gateway Center Flint, MI 48507Fax Number: (810) 768-2654 Link to comment Share on other sites More sharing options...
Negotiator2000 Posted October 15, 2003 Author Report Share Posted October 15, 2003 I mailed one, but it came back as bad address I also used CMRRR on it, which was a waste of money. I mailed it. Do you recommend planetfeedback or what? Also what is the fax numbers for the CRA if i need to update my address, can i do it online or is there a fax number for them. Thanks Sis, you are always a sweet heart. Link to comment Share on other sites More sharing options...
Swede Posted October 15, 2003 Report Share Posted October 15, 2003 I sent a letter of goodwill to Express, and the replied my back that , they do not change any information that has been reported and that they do understand that people have problems. That I just have to deal with it. Is there anything I can use as a come back or how can I persuade them to change it.That's simply not true, are they saying that if they report something in error, they won't change it and you'll have to just "live with it"?? Have you tried disputing it with the CRA's? Is this an overall good account with just a few lates or do you need the whole thing off your report? Goodwill is really just for good accounts with a few lates..... If it's current and you dispute the lates and they delete the entire account, it will be reported back on the next time you make a payment and the creditor reports to the CRA. Link to comment Share on other sites More sharing options...
sisflomi Posted October 15, 2003 Report Share Posted October 15, 2003 I wouldnt use fax to send addy updates to cra's. You can update addys with EQ and TU online. You can call too if you have a report from the cra with a file number on it.I would say to use planetfeedback along with mailing them. As I said, it sometimes takes more than one letter to get things fixed. Link to comment Share on other sites More sharing options...
Negotiator2000 Posted October 15, 2003 Author Report Share Posted October 15, 2003 The Express is an account that has been paid off, and closed as far back 1999. It only has a couple of lates.Same with GMAC, couple of lates, actually it was paid off way ahead of the pay off date. Paid off in 2002.I could not find where to change the address online for EQ, it only has the spaces for disputes and stuff none for the address changes. Any and all help is appreciated.Any CRA fax numbers handy. Link to comment Share on other sites More sharing options...
sisflomi Posted October 15, 2003 Report Share Posted October 15, 2003 Eq actually will show you past addys to delete, not update, sorry about that.Here are the numbers we have gotten together around here. Its trial and error with which ones will work.http://debt-consolidation-credit-repair-service.com/phpBB2/viewtopic.php?t=50 Link to comment Share on other sites More sharing options...
Negotiator2000 Posted October 16, 2003 Author Report Share Posted October 16, 2003 Is this the same WNN*B company or something like that... any mailing or fax for them.WFNNC – EXPRESS PHONE (800) 888-5529 FAX (303) 255-5221 any address? Link to comment Share on other sites More sharing options...
sisflomi Posted October 16, 2003 Report Share Posted October 16, 2003 http://debt-consolidation-credit-repair-service.com/phpBB2/viewtopic.php?t=87 Link to comment Share on other sites More sharing options...
Negotiator2000 Posted October 16, 2003 Author Report Share Posted October 16, 2003 Hey nice lady, what you doing up so early..... If you are here to help people like, you are only scoring more good points . thanks for the help so far. Link to comment Share on other sites More sharing options...
sisflomi Posted October 16, 2003 Report Share Posted October 16, 2003 LOL, actually I have gone to bed early for the last two nights and have been able to get up before 7. I am always here to supply help. Thats pretty much why I come here now. I have most of my own stuff cleaned up, just a few things that need time now. And I come to check up on my friends lifes and how their disputes are coming along. And to learn new things for myself and my business. Hope that link helped you out. Link to comment Share on other sites More sharing options...
Negotiator2000 Posted October 16, 2003 Author Report Share Posted October 16, 2003 Does this really work.http://debt-consolidation-credit-repair-service.com/phpBB2/viewtopic.php?t=9860Also I am thinking of sending out a letter to GMAC today, and I was thinking of saying I am trying to buy another car from them, but I need them to take my lates off, in order for me to get a good rate. Do you think they care at all, about that..........I am gonna use PFB what information do you think I need to include. SSN and stuff or what? Link to comment Share on other sites More sharing options...
sisflomi Posted October 16, 2003 Report Share Posted October 16, 2003 It has worked for me and many others on the board. You won't know until you give it a try. TU is the one that most have the trouble with and just use b.u.m.p.a.g.e. and that does work for a fact. I went to 0 inqs on TU when I had about 17 or so. Link to comment Share on other sites More sharing options...
Negotiator2000 Posted October 16, 2003 Author Report Share Posted October 16, 2003 I was just on Planet FeedBack, anyway I tried sending a letter to GMAC Auto, but it will only give this 2 options, for those who are familiar which one am I suppose to use.GMAC Insurance GMAC Mortgage Corp Link to comment Share on other sites More sharing options...
sisflomi Posted October 16, 2003 Report Share Posted October 16, 2003 Neither one of these. See if you can find gmac finance on there. They don't always have each place you need to send letters to. If they don't have it, then they offer you to print it out and mail it on your own. Link to comment Share on other sites More sharing options...
Negotiator2000 Posted October 16, 2003 Author Report Share Posted October 16, 2003 No GMAC finance. No WFNNB Express either, but there is a Victoria Secret. So I will keep trying. Link to comment Share on other sites More sharing options...
Negotiator2000 Posted October 17, 2003 Author Report Share Posted October 17, 2003 While viewing Eq report online. Is this good or bad. What do I do? I was trying to dispute, but it will not let me dispute online.7. Dispute File Information If you believe that any of the information found on this report is incorrect, you may launch an investigation. Your credit file is owned by CSC CREDIT SERVICES.By Mail Write to CSC CREDIT SERVICES at BOX 981221, EL PASO, TX 79998.If you would like to dispute or change your Name or Date of Birth, you will need to send a copy of your Driver's License reflecting this change. If you would like to dispute or change your Current Address, you will need to send a copy of your Driver’s License or a utility bill reflecting this change.If you would like to dispute your Social Security Number, you will need to send a copy of your Social Security card or a W2 form.Different states have different Disclosure Requirements when delivering credit information. Please also see Federal Disclosure Requirements.By Phone To launch an investigation, please call CSC CREDIT SERVICES at 1-888-786-8765. Link to comment Share on other sites More sharing options...
sisflomi Posted October 17, 2003 Report Share Posted October 17, 2003 Try herehttps://www.csccredit.com/cac/disputes.nsf/CACDispF?OpenFrameSet Link to comment Share on other sites More sharing options...
Negotiator2000 Posted October 17, 2003 Author Report Share Posted October 17, 2003 quick question "her majesty" i am disputing on TU right now... do you think I should dispute both address and the accounts at the same time or at separate times or it does not matter. Also the numbers you gave to call for the inquiries, are they 24 hrs.? Link to comment Share on other sites More sharing options...
sisflomi Posted October 17, 2003 Report Share Posted October 17, 2003 I would dispute the addys first then the accounts. You can try both and be the guinea pig and tell us how it went if you want!!! lol No they are open like 9-5 your time.Her Majesty would be admin, not me. I am just in her court is all. Link to comment Share on other sites More sharing options...
Creditinfo123 Posted October 17, 2003 Report Share Posted October 17, 2003 What is the deal with CSC, that looks like a cheap site. Are they under EQ or something. That site is under-developed for a high- security industry that theyare operating under. Also what other states use CSC. And how easy are they to deal with. Are they more detailed and thorough than the CRAs? Link to comment Share on other sites More sharing options...
Creditinfo123 Posted October 17, 2003 Report Share Posted October 17, 2003 bump Link to comment Share on other sites More sharing options...
sisflomi Posted October 17, 2003 Report Share Posted October 17, 2003 CSC is kinda a branch of EQ. They serve customers in certain states for EQ. I don't know what states to be honest. If your in one of the states you can not go through eq at all, no matter which way you send in disputes. You can fax, email, dispute online or send in snail mail disputes to eq and they will forward all to CSC if your in a state that uses CSC.Their site is fine to use, I know a few that have used it with sucess. Link to comment Share on other sites More sharing options...
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