BkMaster Posted October 15, 2003 Report Share Posted October 15, 2003 I pulled worthknowing today and found that TU has reinserted 2 trade lines, 1 Public record which they removed, and 1 collection which was removed. Both of these items were deleted several months ago..What should my course of action be?Oh, and I got no notification of these being reinserted. Link to comment Share on other sites More sharing options...
BkMaster Posted October 15, 2003 Author Report Share Posted October 15, 2003 ^^^^BUMP^^^^^ Link to comment Share on other sites More sharing options...
BkMaster Posted October 16, 2003 Author Report Share Posted October 16, 2003 Called TU, they say that if the creditor changes the account number by 1 digit they can place it back in the file because that account is concidered a newly reported tradeline. Also I noticed that the dating is way wrong. They show the tradeline as being report 7/2003, and updated 7/2003 but the acount dola was 5/2001...When I asked about the dating they told me that the dating is not relivent, its the info reported by the creditor, not CRAs info.I have a report dated 7/31/2003 where this tradeline is not showing, the new report is dated 10/2000.. Link to comment Share on other sites More sharing options...
mrsmo914 Posted October 16, 2003 Report Share Posted October 16, 2003 Called TU, they say that if the creditor changes the account number by 1 digit they can place it back in the file because that account is concidered a newly reported tradeline...Well, then when you dispute, you can say that you never had an account with that number. That is so retarded. Why should they be able to change information like account numbers? and why is it so easy for them to change it and get it posted, but we cant get anything changed unless we threaten suit? good luck my friend, that really sucks Link to comment Share on other sites More sharing options...
BkMaster Posted October 16, 2003 Author Report Share Posted October 16, 2003 I had the rep dispute the accounts again, what a pain in the a**.They need to be stopped from doing this crap!Where are our legal right with this stuff?Now this is where I take offense. I had a landlord stiff me for over $1000.00, now where do I get the oppertunity to place a default on his credit report? I mean I have a court date, but if the CRAs operate in this manner, why can't I simply send a letter to the CRAs, saying this guy has a dead beat account with me?Why should I have to wait for court? I wouldn't doubt that he could post something to my CRA in such a manner.. Link to comment Share on other sites More sharing options...
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