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Put my combined FICO score of 675 into perspective for me?


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8) Are all three scores 675, this is not bad if it is all three but the charge offs being reported are keeping your scores down, and if you are using over 30 % of available credit, this does not help either. I just paid and closed out 2 dress shop accts. cause they had large lines of available credit in addition to my CC's lenders see that as a potential to become over extended so some times it is best not to have a bunch of little ones also :!:

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