Charl Posted October 17, 2003 Report Share Posted October 17, 2003 I sent out my dispute letters to the cb's. I have only 6 records in total that need to either be updated or deleted.Once these are taken care of (assuming that this all works out) there will be nothing showing up on my credit report as current open credit. Should I go ahead and get a secured credit card? I'm also working on that judgement - the county clerk (as well as the attorney/collection agency and my bank) has my affadavit opposing the levy on my account. I'm not sure what to do next on that Link to comment Share on other sites More sharing options...
sisflomi Posted October 22, 2003 Report Share Posted October 22, 2003 If the judgment is on your report, be sure to dispute that as not mine along with your other disputes.If you have no open accounts you won't be able to get a fico score at all. It takes 6 months of reporting before you can get one. I am going through this right now with exp and myfico for my bf. They say it dont matter if he has open account thats a year old, it was not on his report until june so it dont count. Yes, start the building process now. Secured is a good way to go. Link to comment Share on other sites More sharing options...
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