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In need of some reclearification on 'BUMPAGE"


BKSinAZ
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I have three questions......

1. Does bumpage only work on TransUnion?

2. Will bumpage occurr if I pull my credit reports on PrivacyGuard EVERYDAY on my free 3 month trial?

3. How long does it take for Bumpage to begin? I have 10 inquiries that range in dates 02-2002 to 11-2003

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I have three questions......

1. Does bumpage only work on TransUnion?

No. Bumpage works on both TU and EQ.

2. Will bumpage occurr if I pull my credit reports on PrivacyGuard EVERYDAY on my free 3 month trial?

Maybe. Pulling from PG each day will ultimately result in bumpage from both TU and EQ, but it may not happen within your 3 month trial period.

3. How long does it take for Bumpage to begin? I have 10 inquiries that range in dates 02-2002 to 11-2003

That depends. I have seen it happen in about 90 days of daily pulling, but some people have seen it sooner and some have reported it taking much longer. I think it may depend on how many other soft inquiries are being made on your reports by others (AR and PRM inquiries).

I hope this helps.

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