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Got my updated CR back from TU...problems

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*They said they updated my citifinancial but the actual updated date is still 7/1998 and not 11/2003 the only new thing added is (profit and loss now paying)- what the heck is that?

*I have two acct. that are charged of but keep updating that information and won't come off... if it is charged off isn't it easier to get the item removed?

*I have found that items that showed (included in BK) are able to be deleted as well- does that help my credit score?

Thanks for any assist!


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