sdc2027 Posted December 7, 2003 Report Share Posted December 7, 2003 I Have two CC that I closed before I filed bk in 98 and they were never late and both had a $400 limit- one from Mervyns(target) and the other from Lane Bryant. Would it be a good decision to try and open these or should I just leave them as closed? I understand If I open them I should only carry about a 30% balance on them...I would like to be able to bring my credit score up and am in current CHOD with CRA's. Thanks -Dawn C Link to comment Share on other sites More sharing options...
almostthere2 Posted December 7, 2003 Report Share Posted December 7, 2003 My DH had about 8 fantastic store cards and high limits too prior to his divorce. He closed them all and paid them all off.We attempted to open a few of the really good ones, and it didn't fly. We were told to reapply, which of course meant new inquiries and not great scores then too, so we didn't do it.It can't hurt to try unless they do an inquiry...which due to age of the closed accounts I am sure they will have to run a new report on you.Sorry, good luck! Link to comment Share on other sites More sharing options...
sdc2027 Posted December 7, 2003 Author Report Share Posted December 7, 2003 Ok- thanksThey will be dropping off this next year anyway...It isn't a necessity, so I'll just let them go...I'll have to try a secured loan from my credit union to help me out with some good "stuff" on my cr Link to comment Share on other sites More sharing options...
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