admin Posted January 18, 2004 Report Share Posted January 18, 2004 Just starting a thread here so that anyone who won against CRAs or collection agencies in court can post a link to their threads here.Cybercrusader's collection agency win:http://www.creditinfocenter.com/community/topic/211030-collection-agency-paid-me-15k-to-make-me-go-away/Xan's Equifax settlement1. http://www.creditinfocenter.com/community/topic/222130-experian-come-on-down/2. http://www.creditinfocenter.com/community/topic/221407-xans-2nd-day-in-courtequifax/3. http://www.creditinfocenter.com/community/topic/221531-eq-officially-throws-in-the-towel/Xan's settlement with Dellhttp://www.creditinfocenter.com/community/topic/221022-xans-first-actual-day-in-court/shaneIrish's win against Equifax1. http://www.creditinfocenter.com/community/topic/221636-should-i-argue-willful-or-negligent-noncompliance/2. http://www.creditinfocenter.com/community/topic/222317-updatei-just-won-this-suit/ 2 Quote Link to comment Share on other sites More sharing options...
admin Posted January 18, 2004 Author Report Share Posted January 18, 2004 Aunt Nana's settlement with TransUnionhttp://www.creditinfocenter.com/community/topic/222577-success-in-court-today-i-think-need-help/LekiaHall's day in courthttp://www.creditinfocenter.com/community/topic/221728-outcome-of-yesterdays-small-claims-hearing/CapePuffin's case1.http://www.creditinfocenter.com/community/topic/216852-update-on-my-case/ Quote Link to comment Share on other sites More sharing options...
Sky Warner Posted January 20, 2004 Report Share Posted January 20, 2004 I didn't actually win any money on my case against the Buy Here Pay Here that sued me for a deficiency balance on an auto loan but I did make them turn tail and run.They got SQUAT from me and lost $170 filing fee..HA HA HA to them!! 1 Quote Link to comment Share on other sites More sharing options...
admin Posted January 20, 2004 Author Report Share Posted January 20, 2004 Thanks for the update, I'm trying to compile a complete list for this board. Quote Link to comment Share on other sites More sharing options...
shaneIrish Posted January 28, 2004 Report Share Posted January 28, 2004 My win/settlement was against a local Credit Union not Equifax. Equifax was actually quite helpful by providing me with the documents I needed for my win. Quote Link to comment Share on other sites More sharing options...
Dr. Juris Posted April 2, 2004 Report Share Posted April 2, 2004 A certain collection agency that will go nameless - but has a ton of money - for some reason, let me default them. I didn't dick around in small claims but went straight to County Court at Law. I sent out a big batch of discovery to them, and for some reason, they ignored that, too.I got $72,000.00 for violations of the FCRA (72 violations X 1,000.00) and $27,500 for libel.I'm just going to sit on this judgment until their appeal options diminish. After all, I accrue $27.00 a day in interest on it.An appeal will certainly be interesting, as I had 144 admissions deemed admitted, and they pretty much screw the collection agency in every possible way.I'll keep everyone posted as to when / how much I collect, and if I get even half, there will be plenty of beer buying for all - this place educated me and inspired me to fight back.I also think you're the kind of audience who would appreciate my web site - www.corpreform.com. 8 Quote Link to comment Share on other sites More sharing options...
willy2004 Posted April 20, 2004 Report Share Posted April 20, 2004 Thanks admin, I received your post in the "lawyer in the house" forum.In 2001, I sued a large hospital (don't ya just wanna hug and kiss me?) because they were violating the FDCPA by failing to include a 1692g notice. It was granted class certification (class action) and defendant settled before even filing an MSJ. They were clearly "debt collectors" while using a name entirely different than their own to collect. 1692a(6). They had no clue...the address of the second entity was the same one as the hospital, no trickery involved, they just had no clue. lol11,000 consumers in the class, roughly...felt good and it is nice to know. Quote Link to comment Share on other sites More sharing options...
admin Posted April 20, 2004 Author Report Share Posted April 20, 2004 A certain collection agency that will go nameless - but has a ton of money - for some reason, let me default them. I didn't dick around in small claims but went straight to County Court at Law. I sent out a big batch of discovery to them, and for some reason, they ignored that, too.I got $72,000.00 for violations of the FCRA (72 violations X 1,000.00) and $27,500 for libel.I'm just going to sit on this judgment until their appeal options diminish. After all, I accrue $27.00 a day in interest on it.An appeal will certainly be interesting, as I had 144 admissions deemed admitted, and they pretty much screw the collection agency in every possible way.I'll keep everyone posted as to when / how much I collect, and if I get even half, there will be plenty of beer buying for all - this place educated me and inspired me to fight back.I also think you're the kind of audience who would appreciate my web site - www.corpreform.com.Unbelievable!! Cool!!!! I can't believe they just say there. Quote Link to comment Share on other sites More sharing options...
admin Posted May 12, 2004 Author Report Share Posted May 12, 2004 AuntNana's fight against EQ!http://www.creditinfocenter.com/community/topic/226100-tiny-chucnk-out-of-eq-in-court-today/ Quote Link to comment Share on other sites More sharing options...
goodmank Posted June 8, 2004 Report Share Posted June 8, 2004 Just got out of court. My lawsuit was against Arrow. They did not show. I argued my case to the Judge.I get $2000.00 plus court costs 2 Quote Link to comment Share on other sites More sharing options...
admin Posted July 8, 2004 Author Report Share Posted July 8, 2004 Capepuffin's win against the collection agency....http://www.debt-consolidation-credit-repair-service.com/phpBB2/viewtopic.php?p=112552#112552 Quote Link to comment Share on other sites More sharing options...
admin Posted December 8, 2004 Author Report Share Posted December 8, 2004 DSmithKMA's summary judgment:http://www.creditinfocenter.com/community/topic/227254-awarded-a-default-judgement-against-ca/ Quote Link to comment Share on other sites More sharing options...
admin Posted December 23, 2004 Author Report Share Posted December 23, 2004 cm_chase's winning case from summons to settlement (excellent reference material):http://www.creditinfocenter.com/community/topic/232716-my-case-i-won/ 2 Quote Link to comment Share on other sites More sharing options...
Leadhead Posted January 30, 2005 Report Share Posted January 30, 2005 Well, I'm not sure if this qualifies as a Hall of Fame Lawsuit winner...in fact, there wasn't even a lawsuit filed. This was for a utility bill, for $56.25 that was not owed. Quick rundown:1. Received a dunning letter from a CA on December 12, 2004 2. Dec 13: I sent DV/C&D letter, not CMRRR, just regular; faxed it as well. 3. Jan 6: I received another letter from same CA demanding payment 4. Jan 6:I sent a letter advising the CA they violated FDCPA, specifically 805© and 809(. Told them I'd accept a "discounted" settlement of $750 or I'd have to file suit. 5. I received a letter from CA attorney stating his client has no record of my December 13 letter...no letter, no violation. Although I didn't send it CMRRR, I have fax activity report and phone bill showing a fax to their office on Dec 13. 6. CA attorney then tried claiming bona fide error defense.I asked Recovering Attorney and calawyer about this defense. calawyer gave me some great case law and Recovering asked me the following:If they claim they never received a letter from you, how could they have erred??? It seems to me the defense is, we got the C&D but couldn't stop the second letter in time.I then faxed them that same question, as well as citing calawyer's case law. A few days later they called, agreeing to settle on my original terms. Quote Link to comment Share on other sites More sharing options...
almost_there Posted March 22, 2005 Report Share Posted March 22, 2005 Sued JBC and Associates in a class action handled by Edelman, Combs, Latturner & Goodwin....cashed a check for $1k last summer.See the story here: http://www.creditinfocenter.com/community/topic/210686-my-case-against-jbc/Filed claims against Federal Credit Corp. and one of their employees just recently...expecting a settlement offer of at least $2k. My lawyer expects a slam dunk because we're suing them for contacting me directly after my attorney had notified them to go through him, and that is all very clear in black and white. This case is a BIG mess involving several companies, including Sprint and Gulf State Credit, but we're starting with Federal Credit Corp. My attorney is still working on the rest.Threads regarding Federal Credit Corp:http://www.creditinfocenter.com/community/topic/220263-my-case-against-federal-credit-corp/http://www.creditinfocenter.com/community/topic/219515-wtf-this-just-keeps-getting-better-and-better-rolls-eyes/ Quote Link to comment Share on other sites More sharing options...
direred Posted April 28, 2005 Report Share Posted April 28, 2005 So far:Settled:Capital OneProvidianPortfolio Recovery Associates (pending)Dismissed by me:MidlandStill on the court calendar:Data Line (a small CA in California)In the ITS queue:PG&ECBSJ Quote Link to comment Share on other sites More sharing options...
fiatmoney Posted August 24, 2005 Report Share Posted August 24, 2005 I got a judgment for $3K, the max allowed in small claims. I sued for FDCPA violations and was awarded what I asked for under a default judgment, plus costs. Still haven't been successful in collecting though. I waited until the allowed time for an appeals passed and filed for a creditor's hearing with a summons personally served to the registered agent. No shows at the hearing, hearing ajourned, still haven't collected. The saga continues. Quote Link to comment Share on other sites More sharing options...
DocDon Posted August 24, 2005 Report Share Posted August 24, 2005 In some states, you can petition the Sheriff to go in and start seizing office furniture and computers to settle the judgment.... Gotta remember the caliber of people you're dealing with. These are the same people that were too stupid to stop knowing they were commiting a violation of Federal Statute.... Quote Link to comment Share on other sites More sharing options...
wings1223 Posted August 29, 2005 Report Share Posted August 29, 2005 Can we get an update as to whether or not this is still working? Quote Link to comment Share on other sites More sharing options...
LadynRed Posted August 30, 2005 Report Share Posted August 30, 2005 Of course it works, all you need is a writ execution to seize assets and the sheriff can go over with a truck and start loading it up ! You want to shut down a business to get their attention ?? Sieze their servers and computers and see how fast they react !! 1 Quote Link to comment Share on other sites More sharing options...
capucines Posted September 20, 2005 Report Share Posted September 20, 2005 A certain collection agency that will go nameless - but has a ton of money - for some reason, let me default them. I didn't dick around in small claims but went straight to County Court at Law. I sent out a big batch of discovery to them, and for some reason, they ignored that, too.I got $72,000.00 for violations of the FCRA (72 violations X 1,000.00) and $27,500 for libel.I'm just going to sit on this judgment until their appeal options diminish. After all, I accrue $27.00 a day in interest on it.An appeal will certainly be interesting, as I had 144 admissions deemed admitted, and they pretty much screw the collection agency in every possible way.I'll keep everyone posted as to when / how much I collect, and if I get even half, there will be plenty of beer buying for all - this place educated me and inspired me to fight back.I also think you're the kind of audience who would appreciate my web site - www.corpreform.com.can you explaint this in detail? extremely interested in doing the samety capucines Quote Link to comment Share on other sites More sharing options...
Tsandy7 Posted November 15, 2005 Report Share Posted November 15, 2005 Tsandy7 says: THIS IS A WONDERFUL SITE: My neice won her case against a certain collection agency. This case went for 1 year. When got right down to going to cour, they wanted to settle. She settle for a very small amount to them, that did not amount to much. She just wanted them to go away. The also wanted her to signed a paper so as not tell how the case was won. They aske the wrong person. Anyway they are gone. No sooner than we won that case. Along comes another junk debt buyer who sues her in another venue. We did what we had to do. This guy noticed that she was the only person that filed a counterclaim. We also did a motion for sueing out of venue. You should have seen him get rid of her in a hurry. So right now I am 3 and 0. These people that I helped with this site just wanted them to leave them alone.another friend was in trouble , so I helped her and she won. They did not expect her to show up in court. That was this month. (woot, woot)THANK YOU CREDIT INFO CENTER. Quote Link to comment Share on other sites More sharing options...
Guest Posted May 12, 2006 Report Share Posted May 12, 2006 Ok folks.... My lawyer... (who I adore) just called meJust got 2k from a CA who tried to collect on a 10 dollar.. YES 10 dollar check that they said was returned but I had proof from the bank that it had been paid on second run through.Sued another CA for reporting on CR after DV and they removed it once.. then a year later rereported it. We sued them in Federal.. they received summons and IMMEDIATELY wanted to settle.Have at least 12k in violations (FCRA) against Asset for the debt that the above referrenced CA sold to Asset. They are next on the list.Lawyer told me since 2003... he's gotten us over 20 grand in settlements... we've gotten around 14k of thatNot counting the 1 I did pro-se!It can be done!!!! Quote Link to comment Share on other sites More sharing options...
admin Posted May 12, 2006 Author Report Share Posted May 12, 2006 Ok folks.... My lawyer... (who I adore) just called meJust got 2k from a CA who tried to collect on a 10 dollar.. YES 10 dollar check that they said was returned but I had proof from the bank that it had been paid on second run through.Sued another CA for reporting on CR after DV and they removed it once.. then a year later rereported it. We sued them in Federal.. they received summons and IMMEDIATELY wanted to settle.Have at least 12k in violations (FCRA) against Asset for the debt that the above referrenced CA sold to Asset. They are next on the list.Lawyer told me since 2003... he's gotten us over 20 grand in settlements... we've gotten around 14k of thatNot counting the 1 I did pro-se!It can be done!!!!Thanks for the inspiration, Sky! Quote Link to comment Share on other sites More sharing options...
kpeters99 Posted June 8, 2006 Report Share Posted June 8, 2006 I have in hand a offer to settle a complaint from a JDB "CBCS" they offered $300 from the first phone call after they received my summons I have 5k in documented violations against them, and I countered with $650 and complete deletion. I want to settle but they keep telling me they dont own the debt. So they cant agree to NOT SELL the account or give it back to MCI. <BS> I guess they will see me in court.So I guess I am not a winner yet. but it is coming. Quote Link to comment Share on other sites More sharing options...
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