billy99 11 Posted October 25, 2006 Report Share Posted October 25, 2006 If they do offer you stock, make sure it is preferred not common stock. Quote Link to post Share on other sites
divemedic 51 Posted October 27, 2006 Report Share Posted October 27, 2006 I just got $3,000 from a CA who cannot be named due to a NDA. Quote Link to post Share on other sites
nwschmidt 10 Posted December 2, 2006 Report Share Posted December 2, 2006 Can you share a few detaiils on the case?? Quote Link to post Share on other sites
Recovering Attorney 78 Posted December 14, 2006 Report Share Posted December 14, 2006 I got 5K from a CA after I had them served. I sued for overshadowing, deception and violations of the state deceptive trade practices act. 1 Quote Link to post Share on other sites
nwschmidt 10 Posted December 15, 2006 Report Share Posted December 15, 2006 I can't name the CA's due to the settlement hush hush agreement, Two seperate CA's in two different states trying to collect on the same account. I recieved $4000.00 from one and $3600.00 from the other. I have a deal with a good friend that happens to be an attorney and we usually split the kill 50/50. The story doesn't end here. There was a third CA that had been bothering me for over a year on the same account that came out of the woodwork shortly after the above mentioned cases were settled. That CA was also an attorney and he filed for a dismissal, "with prejudice" 4 days before a scheduling conference. The original amount of the alledged debt was $6800.00. It was a great victory indeed. The original summons and complaint on the account was dismissed and I spanked the CAs for an additional $7600.00. Quote Link to post Share on other sites
mparksmagic 12 Posted January 16, 2007 Report Share Posted January 16, 2007 I was sued by Palisades Collection in Tennessee for an alleged discover card that was not mine. After 6 months of DV's to the CA, Atty, Disputes with the CRA, the attorney filed for order of nonsuit (judgment in my favor).Links to the threads:http://www.creditinfocenter.com/community/topic/260100-palisades-collection-suing-me/http://www.creditinfocenter.com/community/topic/260161-counterclaim-re-violation-of-%C2%A71692-g-b/Thanks to all here for your help, now I'm going to sue them if the record is not deleted by the end of the week.Update: It got deleted within 5 days from all 3 CRA's!!!!My advice to anyone is just to say on the attorney suing you, keep asking for documentation until they provide it, most likely they wont be able to and will drop the case.. ALWAYS SHOW UP TO COURT!!!! That might be all it takes, most of the time they are just looking for default and don't want to fight. Quote Link to post Share on other sites
ALONDRA 10 Posted January 22, 2007 Report Share Posted January 22, 2007 I had a court date yesterday. I was real nervous because I did not what to expect. I was being sued by LUVN in the amount of $10135.00 plus court and attorney fees. I don't have any income but as SSI check I get every month for about $450.00. I took a copy of my house bills with a copy of my SSI check. When I showed up the LUVN lawyer was already there and asked if I can make any payment arrangements I told him that my only income was the SSI check and I had my house bills to pay. He didn't even ask for the copies. He then just said he would just dismiss the case. I was so relieved. They were trying to sue me asap because the 4 year statue was around the corner. I live in Texas. They were probably hoping I didn't show up and win the case by default. I just advise everyone to SHOW up on the court date, and put up a fight and don't let those collection agencies win by default. Quote Link to post Share on other sites
aunieandreg 37 Posted May 29, 2007 Report Share Posted May 29, 2007 Everyone knows we have been fighting GEMB on an old Best buyaccount. WELLLLLL just found old consolidation loan papers dated 1998 which list all the CC covered as payed off in that loan. YESSSSbestbuy was one of them. ANNDDD if you look at our CR it was paidoff and listing in good standing.(the consolidation loan)OK GEMB bought the default loan in 1997 and we pd it off in 1998.The papers dont list who they sent the check to. But my quess would beBankone( the OCs) but it was pd.We are suing GEMB and ARROW will follow. Quote Link to post Share on other sites
SecretAgentWoman 71 Posted May 29, 2007 Report Share Posted May 29, 2007 I managed Palisades without having to go to court:http://www.creditinfocenter.com/community/topic/267817-my-lawsuit-against-palisades-collections/ Quote Link to post Share on other sites
pdennison3 10 Posted June 27, 2007 Report Share Posted June 27, 2007 i am in michigan and i was being sued by asset acceptance for roughly $1300.i stood my ground and requested proof during a discovery period and the ended up dismissing it with prejudice so that was nice. this site was helpful thanks everyone. Quote Link to post Share on other sites
SecretAgentWoman 71 Posted June 27, 2007 Report Share Posted June 27, 2007 Way to go!I, too, had it out and won with Asset Acceptance:http://www.creditinfocenter.com/community/topic/264332-my-lawsuite-against-asset-acceptance/ Quote Link to post Share on other sites
direred 11 Posted June 27, 2007 Report Share Posted June 27, 2007 I can't say who I just settled with, but the signed paperwork went out this morning.With luck, this will be my last case. Quote Link to post Share on other sites
jets1934 10 Posted September 13, 2007 Report Share Posted September 13, 2007 I live in PA won a case against Bluestone Financial..they were suing me for $8000 for CC debt..showed up in court and spanked them..http://debt-consolidation-credit-repair-service.com/forums/showthread.php?p=827792#post827792 Quote Link to post Share on other sites
Been_Ponzied 34 Posted November 24, 2007 Report Share Posted November 24, 2007 (I can't find the link...its a couple years old). Thanks to this board, I had a Citibank case dismissed in Nevada against my husband based on a technicality (they didn't serve him within the time limit in Court Rules). Citibank tried to intimidate us after we moved to California, with a letter from an attorney, but thanks to this board, we intimidated them back with a letter and the whole thing just got forgotten ultimately by Citibank.... Quote Link to post Share on other sites
jschaffer 10 Posted March 7, 2008 Report Share Posted March 7, 2008 I don't have a thread that I started here, but I won against a recent CA.They were Luebke Baker and they said I owed money for some magazine accounts that I've never had. I sent them 2 DV's and then eventually an ITS... their response was as follows:LUEBKE BAKER & ASSOCIATESP.O. BOX 9398PEORIA, IL 61615800259-7654 X138 FAX 309282-7320DON.CUMMINGS @LBA93.COMMarch 4, 2008MR. so-and-soso-and-so's address(SENT CERTIFIED AND REGULAR MAIL)Re: Settlement Offer: $2,000.00 Your Magazine Provider Balance Due $40.81 Our Reference# xxxxxx-x Clients Ref# xxxxxxxDear so-and-so:I have had an opportunity to review your correspondence sent to our office and received February 22, 2008 alleging violations of theF.D.C.P.A.While I understand your logic I cannot concur with your findings of fact and conclusions of law.I reviewed the Certified Letter that you copied and sent to us for review and was unable to verify with my office or the Post Office the date it was sent and no such person that signed the receipt can be identified as one of my office representatives and the Post Office could not confirm any such person.In light ofthese factors we would have no written notice to cease and desist all collection activity regarding this magazine account.For the purpose ofgetting this matter resolved I am able to offer youa cash settlement in the amount of$1200.00 to settle this account in full.This payment will be sent to you no later than April 20, 2008.Likewise we will report no derogatory information to any creditreportingagency in addition to the terms ofthis settlement offer.I see you have had a chance to research some Case Law as it pertains to violations ofthe F.D.C.P.A.I'm sure that you must also be aware that a Bona Fide Error Defenseis an Affirmative Defense in such cases as this.I will hold this offer open for a period for 10 days from the date of this letter to await your response as to settlement.Sincerely,Donald CummingsLegal AdministratorCC: ClientTHIS IS AN ATTEMPT TO COLLECT A DEBT AND ANYINFORMATION OBTAINED WILL BE USED FOR THATPURPOSE. THIS COMMUNICATION IS IN FACT FROM A DEBTCOLLECTOR.They're obviously still in denial, but scared enough that they're going to pay me and leave me alone from now on!!!Thanks to all here whom I have learned how to protect my rights!!!! Quote Link to post Share on other sites
joeyjoe68 40 Posted March 26, 2008 Report Share Posted March 26, 2008 A certain collection agency that will go nameless - but has a ton of money - for some reason, let me default them. I didn't dick around in small claims but went straight to County Court at Law. I sent out a big batch of discovery to them, and for some reason, they ignored that, too.I got $72,000.00 for violations of the FCRA (72 violations X 1,000.00) and $27,500 for libel.I'm just going to sit on this judgment until their appeal options diminish. After all, I accrue $27.00 a day in interest on it.An appeal will certainly be interesting, as I had 144 admissions deemed admitted, and they pretty much screw the collection agency in every possible way.I'll keep everyone posted as to when / how much I collect, and if I get even half, there will be plenty of beer buying for all - this place educated me and inspired me to fight back.I also think you're the kind of audience who would appreciate my web site - www.corpreform.com.Anybody ever heard what happened with this case? Quote Link to post Share on other sites
candydandy 176 Posted April 7, 2008 Report Share Posted April 7, 2008 They took us to court for a debt $3000+. All their paperwork was thrown out due to being Heresay (letter from Palisades stating amount owed and their name as owner, no proof of that though) and they couldn't provide proof of Chain of Custody. Judge ruled in favor of defense (Us!) Quote Link to post Share on other sites
hrk2674 10 Posted May 29, 2008 Report Share Posted May 29, 2008 You can read all of my posts here on the forum but I was sued by Credigy Receivables & Guglielmo & Associates for a charged off Fleet Bank Card. The original credit limit on the Fleet Bank card was $1,500. They were trying to sue me for over $16,000 plus threatening to tack on another $5,000 in attorneys fees. I represented myself in the Clark County Eighth Judicial Court (Las Vegas, NV) under the arbitration system and won. The case took about 10 months but I am walking away with paying only about $550 in costs to represent myself. I never even had to step foot in the arbitrators office because the Plaintiff didn't have evidence to support their claim and canceled the arbitration hearings on two occasions. I kept fighting and backed them in a corner they couldn't get out of. Quote Link to post Share on other sites
par 42 Posted June 22, 2008 Report Share Posted June 22, 2008 What happened with CBSJ--anything you could tell us about them?So far:Settled:Capital OneProvidianPortfolio Recovery Associates (pending)Dismissed by me:MidlandStill on the court calendar:Data Line (a small CA in California)In the ITS queue:PG&ECBSJ Quote Link to post Share on other sites
joeyjoe68 40 Posted August 26, 2008 Report Share Posted August 26, 2008 I guess i can put this here too.....went to court today and won my summary judgement against the Plaintiff for over 30k!!! now i just need to get the money Quote Link to post Share on other sites
questionfromaz 10 Posted December 6, 2008 Report Share Posted December 6, 2008 Wanted to pass along my successes to reinforce how valuable this site can be when you think you have no chance without the money to hire a lawyer. I have won 2 arbitrations using information from this site against companies that bought my old debt. One before a national arbitration group a couple years ago and the other on a civil suit that just ended. I am so relieved that my civil suit just ended and I want anyone feeling hopeless to realize that this site effectively won both arbitrations for me. I have been very stressed for the bulk of this year as the civil suit wound it’s way through our legal system and was dreading losing until I received the letter saying they ruled in my favor and were awarding me my court costs. What a huge relief. I actually left the state arbitration on my civil suit scrambling to decide how I could file an appeal. I was positive I was losing because the arbitrator and plaintiff attorney acted like I was a complete moron with my SOL defense and that I couldn’t hear them commiserating or the looks, eye rolls, and nods of “I’m on your side this guy is an idiot” while I was talking. Both suits were on debt that was outside the Statute of Limitations which I would have never known how to deal with without this site, and the posts here gave me the courage to fight both on my own instead of giving up. Civil suit was from a company that had acquired old debt and claimed I made a payment long after the account was closed and reset the SOL date. They presented a statement saying I made a payment 4 years after the account was closed which was shocking to me but luckily I was able to prove that it never happened. Thanks to anyone who has posted valuable info I used and gave me hope when I had none. Quote Link to post Share on other sites
admin 895 Posted March 31, 2009 Author Report Share Posted March 31, 2009 Here's another win:http://www.creditinfocenter.com/community/topic/294128-oh-happy-day-mtd-wprejudice-against-unifund/ Quote Link to post Share on other sites
MBA in Pittsburgh 10 Posted April 14, 2009 Report Share Posted April 14, 2009 Check out 7 F Supp 2d 589 (1998) W.D. PA. The Pennsylvania Statute permits the Court to award punitive damages in addition to statutory damages and reasonable counsel fees. Quote Link to post Share on other sites
freerider 10 Posted April 27, 2009 Report Share Posted April 27, 2009 I've won 2 cases. The first case I didn't even know about. They didn't serve me but claimed they had. The judge noticed they didn't have a contract so dismissed it after they filed for default. I got lucky.The second I won was because I filed an awesome demurrer (with the help of this site)Here's the first11/06/2008 JUDGMENT submitted by PLAINTIFF rejected on 11/6/08. 09/11/2008 Default entered as to ******** on Complaint Demanding Less than $10,000 filed by Worldwide Asset Purchasing II LLC successor in interest to Direct Merchants Bank NA . 09/09/2008 Request for Dismissal of Does filed by Worldwide Asset Purchasing II LLC successor in interest to Direct Merchants Bank NA. Worldwide Asset Purchasing II LLC successor in interest to Direct Merchants Bank NA (Plaintiff) 09/09/2008 Request for Entry of Default filed by Worldwide Asset Purchasing II LLC successor in interest to Direct Merchants Bank NA. Worldwide Asset Purchasing II LLC successor in interest to Direct Merchants Bank NA (Plaintiff) 07/16/2008 Proof of Service of 30-day Summons & Complaint - Substitute filed by Worldwide Asset Purchasing II LLC successor in interest to Direct Merchants Bank NA. Worldwide Asset Purchasing II LLC successor in interest to Direct Merchants Bank NA (Plaintiff) 06/23/2008 Proof of Service of 30-day Summons & Complaint - Substitute filed by Worldwide Asset Purchasing II LLC successor in interest to Direct Merchants Bank NA. Worldwide Asset Purchasing II LLC successor in interest to Direct Merchants Bank NA (Plaintiff) 06/23/2008 Certificate of Service filed by Worldwide Asset Purchasing II LLC successor in interest to Direct Merchants Bank NA. Worldwide Asset Purchasing II LLC successor in interest to Direct Merchants Bank NA (Plaintiff) 05/23/2008 Case assigned to Department E-21. 05/23/2008 Original Summons filed by Worldwide Asset Purchasing II LLC successor in interest to Direct Merchants Bank NA. Worldwide Asset Purchasing II LLC successor in interest to Direct Merchants Bank NA (Plaintiff) 05/23/2008 Summons Issued. 05/19/2008 Civil Case Cover Sheet filed by Worldwide Asset Purchasing II LLC successor in interest to Direct Merchants Bank NA. Worldwide Asset Purchasing II LLC successor in interest to Direct Merchants Bank NA (Plaintiff) 05/19/2008 Complaint Demanding Less than $10,000 filed by Worldwide Asset Purchasing II LLC successor in interest to Direct Merchants Bank NA. Worldwide Asset Purchasing II LLC successor in interest to Direct Merchants Bank NA (Plaintiff) and the second03/26/2009 Complaint Demanding Less than $10,000 dismissed as to LVNV Funding LLC Assignee of Bank of America with disposition of Request for Dismissal. 03/26/2009 Complaint Demanding Less than $10,000 dismissed as to ******* with disposition of Request for Dismissal. 03/19/2009 Request for Dismissal without Prejudice - Entire Action filed by LVNV Funding LLC Assignee of Bank of America. LVNV Funding LLC Assignee of Bank of America (Plaintiff) 03/16/2009 Proof of Service of 30-day Summons & Complaint - Personal filed by LVNV Funding LLC Assignee of Bank of America. LVNV Funding LLC Assignee of Bank of America (Plaintiff) 02/18/2009 Demurrer filed by ******** (Defendant) 12/09/2008 Case assigned to Department E-21. 12/09/2008 Original Summons filed by LVNV Funding LLC Assignee of Bank of America. LVNV Funding LLC Assignee of Bank of America (Plaintiff) 11/19/2008 Civil Case Cover Sheet filed by LVNV Funding LLC Assignee of Bank of America. LVNV Funding LLC Assignee of Bank of America (Plaintiff) 11/19/2008 Complaint Demanding Less than $10,000 filed by LVNV Funding LLC Assignee of Bank of America. LVNV Funding LLC Assignee of Bank of America (Plaintiff) I filed my memorandum of cost for the 2nd one. Not sure how long I have to wait though. Quote Link to post Share on other sites
NotSoGoodAtProSe 10 Posted May 5, 2009 Report Share Posted May 5, 2009 congratulations, That's Great! I'm glad to see that there is some hope for us out here fighting it out alone. I'm glad you won.Thanks for sharing that. Quote Link to post Share on other sites