Sign in to follow this  

"LOST OR STOLEN CARD" entry on Equifax

Recommended Posts

Does this notation (Lost or Stolen Card) on a CR affect the FICO score any? I misplaced the card in my home in 2000, reported it as lost, but then found it shortly thereafter and kept the same account number. I entered into a settlement on this account in 2002. I have two entries showing on Equifax, the "Lost or Stolen" entry with a "Date Reported" of 2000, and the entry of "Pays as Agreed" (status) with "Settlement Accepted on this Account" (Comments). Two separate entries but with the same account number. I think the "Pays as Agreed" entry is helping my FICO score, but not sure if the "Lost or Stolen" is hurting it. Concerned that if I request that the CRs remove the "Lost or Stolen" entry the "Pays as Agreed" entry might also be removed. Any thoughts? Thanks.

Share this post

Link to post
Share on other sites
This topic is now closed to further replies.
Sign in to follow this