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Should I dispute


meluluh1
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I had an account with Parisian and it was charged off. All three credit reports are reporting differently on the NBGL account. I am worried about Experian trying to reage and if I dispute will I owe money and make things worse.What should I do? Thanks in advance

Equifax HB / NBGL Same

Closed

Monthly Payment: $0

Date Open: Jul, 1998

DOLA May 99

Terms: N/A Revolving N/A

High Balance: $100

Limit: N/A

Past Due: $0

Remarks: ACCOUNT CLOSED BY CREDIT GRANTOR

Payment Status: Pays account as agreed

Last Report May 2003

Transunion HB/NBGL same

Monthly Payment: $0

Date Open: Jul, 1998

Date Closed Nov. 98

Date of status 2/003

Terms: N/A Revolving N/A

High Balance: $361

Limit: N/A

Past Due: $0

Remarks: ACCOUNT CLOSED BY CREDIT GRANTOR

Payment Status: Paid or paying as agreed

Last Report May 2003

Experian HB

Monthly Payment: $0

Date Open: Jul, 1998

Date of status 2-2003

balance due as of 2003-$0

Terms: N/A Revolving N/A

High Balance: $361

Limit: N/A

Past Due: $0

Remarks: Account is in good standing

Description ACCOUNT CLOSED BY CREDIT GRANTOR

Payment Status: 150 Days late

Last Report May 2003

On Experian NBGL

Date opened July 1998

Date of Status April 2003

Current account was delinquent 150 days past due date.

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I would dispute- the accounts are closed so they have written off the debt as a loss and won't come after you. But look for another creditor who may have bought that debt.

But definately dispute with the CRA's

my 2¢

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