meluluh1 Posted March 7, 2004 Report Share Posted March 7, 2004 I had an account with Parisian and it was charged off. All three credit reports are reporting differently on the NBGL account. I am worried about Experian trying to reage and if I dispute will I owe money and make things worse.What should I do? Thanks in advanceEquifax HB / NBGL SameClosed Monthly Payment: $0 Date Open: Jul, 1998 DOLA May 99Terms: N/A Revolving N/A High Balance: $100 Limit: N/A Past Due: $0 Remarks: ACCOUNT CLOSED BY CREDIT GRANTORPayment Status: Pays account as agreedLast Report May 2003Transunion HB/NBGL sameMonthly Payment: $0 Date Open: Jul, 1998 Date Closed Nov. 98Date of status 2/003Terms: N/A Revolving N/A High Balance: $361 Limit: N/A Past Due: $0 Remarks: ACCOUNT CLOSED BY CREDIT GRANTORPayment Status: Paid or paying as agreedLast Report May 2003Experian HBMonthly Payment: $0 Date Open: Jul, 1998 Date of status 2-2003balance due as of 2003-$0Terms: N/A Revolving N/A High Balance: $361 Limit: N/A Past Due: $0 Remarks: Account is in good standing Description ACCOUNT CLOSED BY CREDIT GRANTORPayment Status: 150 Days late Last Report May 2003On Experian NBGLDate opened July 1998Date of Status April 2003Current account was delinquent 150 days past due date. Link to comment Share on other sites More sharing options...
sdc2027 Posted March 7, 2004 Report Share Posted March 7, 2004 I would dispute- the accounts are closed so they have written off the debt as a loss and won't come after you. But look for another creditor who may have bought that debt. But definately dispute with the CRA's my 2¢ Link to comment Share on other sites More sharing options...
meluluh1 Posted March 7, 2004 Author Report Share Posted March 7, 2004 OK thanks. You dont think that it will make things worse? Should I dispute not mine or what Link to comment Share on other sites More sharing options...
herauntsis Posted March 7, 2004 Report Share Posted March 7, 2004 Except for Experian, they are all reporting "Pays as agreed." Just dispute the 150 days late with Experian. Link to comment Share on other sites More sharing options...
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