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Household AU help.


Spydc
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I just received my GM and Union Plus cards. I want to add my girlfriend as an authorized user to help her credit situation. She has virtually no credit. However, when I click the "Add authorized User" feature on my respective household credit cards website, they only ask for the person's name. They don't ask for SS# nor Address... so how are they supposed to accurately report to the CRA's with just a name. I'm sure she isn't the only one with that name.

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Not all creditors' AU programs report to the CRA's. You can call them to find out. Make sure they don't try to make this a joint account. If the person you talk to doesn't understand the difference (ie: try to run her credit when you give the SSN), hang up and try someone else.

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