remove negative entries and your inquiries--legal precedent

[MUGTX]

thanks here is case decided recently. the court decided that the creditor had to produce a signed application showing signatures, should also apply for inquiries. read the decsion tell me what u think. this is very interesting case see if u can get a copy. at ur local court house ask one of clerks. usually there is a free law library open to the public at your local count court house. this case was decided 11 feb 2004

PUBLISHED

UNITED STATES COURT OF APPEALS

FOR THE FOURTH CIRCUIT

ü LINDA JOHNSON,

Plaintiff-Appellee,

v.

MBNA AMERICA BANK, NA,

Defendant-Appellant,

No. 03-1235 ý and

EXPERIAN INFORMATION SOLUTIONS,

INCORPORATED; EQUIFAX CREDIT

INFORMATION SERVICES,

INCORPORATED; TRANS UNION LLC,

Defendants.

þ

Appeal from the United States District Court

for the Eastern District of Virginia, at Richmond.

Richard L. Williams, Senior District Judge.

(CA-02-523)

Argued: December 4, 2003

Decided: February 11, 2004

Before WILKINS, Chief Judge, TRAXLER, Circuit Judge,

and Richard D. BENNETT, United States District Judge

for the District of Maryland, sitting by designation.

Affirmed by published opinion. Chief Judge Wilkins wrote the opin-ion,

in which Judge Traxler and Judge Bennett joined.