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follow up to dv


megahurtzzz
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Does anyone have a good follow up letter to an un-answered dv to CA.

I dv Arrow, back in sept 2003, and they never responded. Fast-forward to today, and they sent me a settlement offer! :x

I have the receipt and the original dv/letter, i was planning on sending them a copy with a follow up letter.

They have not reported to EX, TU,EQ!! Im afraid they will pretty soon.

any advice??

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Right off the bat, they are in violation of the FDCPA for sending you a settlement offer without having validated the debt. If they report to the CRAs without having validated the debt, that's another violation. Did you ever get a mini-miranda from them? Maybe you can sue them for enough to pay the bill :wink:

Dear Arrow Financial,

I sent you a request for validation in September 2003, to which I have had no response. Once again, I am asserting my rights to under the FDCPA and demanding that you send me a full and complete validation of the debt you say I owe you.

Also, let me reiterate that I do not wish to coomunicate regarding this matter except in writing.

Sincerely,

megahurtzzz

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Please don't get me started on Arrow! Check out the collections board. My complaint to the AG is going out this week(got sidetracked, new job! yeah) They are SCUM :evil: I had some success using the AG route with other CA's so here goes....

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