dannielchackas Posted March 16, 2004 Report Share Posted March 16, 2004 my dad doesnt use his credit that much but he discovered something new:Date Opened:08/1999 Type: InstallmentReported Since: 09/1999 Terms: NADate of Status: 02/2002 Monthly Payment: $0 Last Reported: 07/2002 Responsibility: Individual Credit Limit/Original Amount: $1,901High Balance: NARecent Balance: $0 as of 07/2002 Recent Payment: $80 Account History:60 days as of 8-2000, 5-200030 days as of 1-2002, 8-2000, 7-2000says its open, never used it again.he had late payments as you can see.. how do we take these out?I called them to close the account. Link to comment Share on other sites More sharing options...
paw67 Posted March 16, 2004 Report Share Posted March 16, 2004 You can attempt to write them with a goodwill letter asking them to remove the late payments. If they don't you can try disputing with the cra's as never late and see if that works.paw67 Link to comment Share on other sites More sharing options...
dannielchackas Posted March 16, 2004 Author Report Share Posted March 16, 2004 WOHO!!!I called them and agreed to close the account and delete all the lates. Now that would improve my dad's credit? I guess...Las time he applied to chase he got a declination notice cuz he doesn't use his credit at all. I guess this will improve it, since they will see that the last activity will be this month for that account, PAID AS AGREED and CLOSED ACCONT Orchard/Aspen/Chase declined him. First Premier didn't but you know what's funny. He has wellsfargo credit cards, and anothetr installament loan for 3000 dollars all in good standing and first premier got him aprroved for 250 haha lame... Link to comment Share on other sites More sharing options...
Recommended Posts