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Adding more Secured Credit Cards


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i have two secured credit cards now 1. bank of america $300 CL

2. national city $250 CL, my question is, would it be wise to apply for another secured card or too just to bring my score up? and what should i do with the one's i have already to maintain a good score, max the cards and pay back a small amount? any advice will help thanks

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You already have 2 good trade lines. I would use your security collateral to increase the limits on your existing cards. Your current limits are rather small, so increasing these limits should help your score more than more inquiries and trade lines.

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Agree with Dave. Also getting a new cc will also affect the average age of accounts which could have a negative on your score. Work on building the 2 cards that you have. B of A and National City are 2 excellent tl's to be working with.

paw67

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