shreveport Posted March 22, 2004 Report Share Posted March 22, 2004 I believe that my cousin will allow me to be an AA on one of his CC accounts if I ask.He has great credit and numerous accounts.What type of account should I try to get on. Is an older account better?He does not carry balances but pays for almost everything with his cards so there is alot of activity.Any ideas would be welcome.ThanksDan Link to comment Share on other sites More sharing options...
Methuss Posted March 22, 2004 Report Share Posted March 22, 2004 I believe that my cousin will allow me to be an AA on one of his CC accounts if I ask.He has great credit and numerous accounts.What type of account should I try to get on. Is an older account better?He does not carry balances but pays for almost everything with his cards so there is alot of activity.Any ideas would be welcome.ThanksDanAn AA on an account with a high limit, but low balances works best to increase your score. If the balances creep up to over 50%, it will then hurt your score. Link to comment Share on other sites More sharing options...
bellatragedia Posted March 22, 2004 Report Share Posted March 22, 2004 And yes, the older accounts will be better since it gives you longer history, which adds more points (granted since these are good TL's with little to no utilization). Link to comment Share on other sites More sharing options...
shreveport Posted March 23, 2004 Author Report Share Posted March 23, 2004 Thanks for the info.My cousin said no problem. I just have to pick among the cards he has.If I list the available banks can anyone tell me which one I will have the best shot getting to report on my CR.I should have the list of banks tonight.ThanksDan Link to comment Share on other sites More sharing options...
Shawnimal Posted March 23, 2004 Report Share Posted March 23, 2004 I've been an Authorized User on my brother's MBNA Platinum Plus ($50k limit, 6 yrs, no lates, $0 bal) for 7 months and It's not showing up on my credit reports.... how can I get them to report? Link to comment Share on other sites More sharing options...
DocDon Posted March 23, 2004 Report Share Posted March 23, 2004 They have to be a paying subscriber to each of the CRAs they report to, and their policy has to say they report AU accounts. Not all OC's report AU accounts. Check with MBNA on this. Link to comment Share on other sites More sharing options...
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