uab Posted March 23, 2004 Report Share Posted March 23, 2004 I just pulled 3 of my reports with myfico.comthere are several items ill like to dispute, however all the account numbers have XXXX in the end.How so? the only way i can get those account numbers are calling the CBs and have to wait 50 mins in hold? wtf is up with that? or i can send the dispute with the XXXX in the end and let them figure it out?thanks. Link to comment Share on other sites More sharing options...
ceowens Posted March 23, 2004 Report Share Posted March 23, 2004 I just pulled 3 of my reports with myfico.comthere are several items ill like to dispute, however all the account numbers have XXXX in the end.How so? the only way i can get those account numbers are calling the CBs and have to wait 50 mins in hold? wtf is up with that? or i can send the dispute with the XXXX in the end and let them figure it out?thanks.I have disputed old accts. with the xxx at the end at have had success. Another thing you can try is to send validation request to the CA. If and when they send anything back, it will have the whole acct. number on it. But, just having part of an acct. number should not be a problem for you. Good luck. Link to comment Share on other sites More sharing options...
jayl72 Posted March 23, 2004 Report Share Posted March 23, 2004 go ahead and dispute the account the numbers and the XXX's. The CRA know what you are taking about, I have done this plenty of times. the XXX's on your credit report is to protect you from fraud theft if it got into the wrong hands Link to comment Share on other sites More sharing options...
Ravenous Wolf Posted March 29, 2004 Report Share Posted March 29, 2004 For EX and EQ, I simply but the .... or xxxx at the end of the account number.I have NEVER experienced a single problem before and I have sent out over 100 letters to each CRA in the past 16 months... Link to comment Share on other sites More sharing options...
DocDon Posted March 29, 2004 Report Share Posted March 29, 2004 Masking part of an account number is a security feature called truncation. Same as your credit card receipts only showing the last four digits with the rest showing as xxxx-xxxx-xxxx.No biggie. Link to comment Share on other sites More sharing options...
Recommended Posts