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Possible Dangers using Debit cards (BankRate)


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The only exceptions to this rule is based on WHO issues your ATM/Check card.

Bank of America and Wells Fargo both offer fraud protection:

Bank of America


Wells Fargo


Other banks may charge a FEE for zero liability. Notice how Washington Mutual (the "FREE" bank) doesn't offer the protection, unless you pay a fee for $5.00 per month "add-on package" or you get the gold checking account for $7.00.


Both BofA and Wells Fargo offer this fraud protection service FREE with any of their accounts.

* This is not intended to be a commercial, but an illustrative look at the differences between how certain banks operate and offer key services for their account holders.

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