Possible Dangers using Debit cards (BankRate)

[DHK]

http://www.bankrate.com/brm/news/cc/20010706a.asp?prodtype=bank

The only exceptions to this rule is based on WHO issues your ATM/Check card.

Bank of America and Wells Fargo both offer fraud protection:

Bank of America

http://www.bankofamerica.com/deposits/checksave/index.cfm?template=checkcards_manage&context=tsp&adlink=00030202761700008386

Wells Fargo

http://www.wellsfargo.com/per/accounts/atm_product.jhtml

Other banks may charge a FEE for zero liability. Notice how Washington Mutual (the "FREE" bank) doesn't offer the protection, unless you pay a fee for $5.00 per month "add-on package" or you get the gold checking account for $7.00.

http://www.wamu.com/personal/newaccountchoices/accountextras/pluspackage/pluspackage_CA.htm

Both BofA and Wells Fargo offer this fraud protection service FREE with any of their accounts.

* This is not intended to be a commercial, but an illustrative look at the differences between how certain banks operate and offer key services for their account holders.