bellatragedia Posted March 28, 2004 Report Share Posted March 28, 2004 the beginning of the month or the end? Meaning, you have a DOLA on a TL that is 5/1997. Does this mean it drops off your CR on the first of May, or the first of June? A man at EQ had said I have three dropping off due to SOL in May, but wouldn't they drop off after the end of May? Link to comment Share on other sites More sharing options...
DocDon Posted March 28, 2004 Report Share Posted March 28, 2004 Same with inquiries. Seems the CRAs update their systems for items like those at the end of the month. Link to comment Share on other sites More sharing options...
bellatragedia Posted March 28, 2004 Author Report Share Posted March 28, 2004 Thanks Doc. Makes sense to me. Link to comment Share on other sites More sharing options...
sjones Posted March 28, 2004 Report Share Posted March 28, 2004 the beginning of the month or the end? Meaning, you have a DOLA on a TL that is 5/1997. Does this mean it drops off your CR on the first of May, or the first of June? A man at EQ had said I have three dropping off due to SOL in May, but wouldn't they drop off after the end of May?keep us posted on this but I believe it should fall off your equifax on April 1st. Thats how it has worked with some of mine anyways. I have one more CO that should be off in July of this year. Link to comment Share on other sites More sharing options...
DocDon Posted March 28, 2004 Report Share Posted March 28, 2004 Um... April comes before May..... not going to drop a month early. Link to comment Share on other sites More sharing options...
herauntsis Posted March 28, 2004 Report Share Posted March 28, 2004 Sometimes if you ask them nicely, they will delete things that are within a couple months of being obsolete.Except Experian of course -- they write back and say "We don't understand what you are disputing. If you tell us specifically why the information blah blah blah . . ."Although it wouldn't hurt to try it with Experian too -- I think it depends on who opens the letter. Link to comment Share on other sites More sharing options...
sjones Posted March 28, 2004 Report Share Posted March 28, 2004 Um... April comes before May..... not going to drop a month early.I am in complete agreement with you on that but I'm telling you what the Chargeoff's that were on my report did. They dropped off a full month prior to the 7 year mark. My last chargeoff had a dola of 01/97and it dropped off equifax on Dec 1st, 2003 Link to comment Share on other sites More sharing options...
bellatragedia Posted March 28, 2004 Author Report Share Posted March 28, 2004 Sometimes if you ask them nicely, they will delete things that are within a couple months of being obsolete.Except Experian of course -- they write back and say "We don't understand what you are disputing. If you tell us specifically why the information blah blah blah . . ."Although it wouldn't hurt to try it with Experian too -- I think it depends on who opens the letter. I can imagine Experian saying that. It'd be much easier to call them all up and see if I can get the right person. I disputed all of these due to SOL on TU and they dropped them off in February. I thought I'd give it a try, and it worked. Link to comment Share on other sites More sharing options...
DocDon Posted March 28, 2004 Report Share Posted March 28, 2004 I am in complete agreement with you on that but I'm telling you what the Chargeoff's that were on my report did. They dropped off a full month prior to the 7 year mark. My last chargeoff had a dola of 01/97and it dropped off equifax on Dec 1st, 2003Gotcha. Link to comment Share on other sites More sharing options...
bellatragedia Posted March 28, 2004 Author Report Share Posted March 28, 2004 I am in complete agreement with you on that but I'm telling you what the Chargeoff's that were on my report did. They dropped off a full month prior to the 7 year mark. My last chargeoff had a dola of 01/97and it dropped off equifax on Dec 1st, 2003Well, that would be super fun luck! I'll see when they drop off, and if I feel like it, I'll call 'em up early. Link to comment Share on other sites More sharing options...
legend Posted April 3, 2004 Report Share Posted April 3, 2004 I'm lost, none of mine drop off? I am new to all of this and find I have to actually write the CRA and tell them that there are 13 items beyond 7 years on my credit? You mean they actually drop them off automaticaly for you? Link to comment Share on other sites More sharing options...
herauntsis Posted April 3, 2004 Report Share Posted April 3, 2004 Sometimes they do and sometimes they don't -- you can't depend on them to automatically do it. Link to comment Share on other sites More sharing options...
bellatragedia Posted April 8, 2004 Author Report Share Posted April 8, 2004 I am in complete agreement with you on that but I'm telling you what the Chargeoff's that were on my report did. They dropped off a full month prior to the 7 year mark. My last chargeoff had a dola of 01/97and it dropped off equifax on Dec 1st, 2003Well, that would be super fun luck! I'll see when they drop off, and if I feel like it, I'll call 'em up early.Super fun luck it is! April 1st EQ dropped them all off early. Link to comment Share on other sites More sharing options...
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