mom2004 Posted March 31, 2004 Report Share Posted March 31, 2004 Does anyone know if JCPenney will let you reaffirm a charge account with them after filing Chapter 7? Thanks. Link to comment Share on other sites More sharing options...
LadynRed Posted April 1, 2004 Report Share Posted April 1, 2004 Its not up to the creditor to 'let' you reaffirm. All reaffirmations must be approved by the BK court. If the judge thinks reaffirming an unsecured debt would harm your fresh start, it won't be allowed. JCP is known for closing accounts on people who file for BK, even if they weren't included because the account was in good standing prior to filing. Link to comment Share on other sites More sharing options...
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