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Citibank Goodwill Letter


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Hi all, I sent Citibank a goodwill letter and they notified me and state they can't change any lates on my 2 student loans which was paid off in 99. If i dispute the lates on these accounts and they dont verify them would the CRA remove the entire entries or just the lates?

Also i notice Citibank Marketing pulled a soft inquiry on my account in Dec 04. I had no dealings with Citibank since 99, should i make a stink about this being they didnt had a PP for inquiring into my CR?

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