flgirl Posted April 7, 2004 Report Share Posted April 7, 2004 I have some medical collections on my report, they are small ones, no more that 300.00, they go back as far as 1997,1998,2000.A about a year ago or more I called they to try and settle, they want payment, but will not delete from my report. I lived in VA at the time and the company is Fredericksburg collection. They sent me a print off of the accounts.I no longer live in va, but fl and am wondering if they still have the rights to collect on these debts. I have had two mortgages in the past two years and have never been asked to pay the off.Just trying to clear off my report. I also have a charge off pd, date of last activiy is 9/97 as per my credit report my mortgage got, should I dispute this with the CRA to remove at seven year mark.Also sorry for the long post.I also have a account that I dispute last year, It was listed as a charge offthen they changed it to 120 days past due, This account was pd in full last year. the company never changed info. I forgot about disputing again, but when I got my mortgage a couple of months ago I had to explain that this was a pd account, just listed wrong. I am wondering if I can go after the CRA to remove since it was wrong, and gave me problems with getting my mortgage. Can I threaten to sue for wrong infoThanks for any imput Link to comment Share on other sites More sharing options...
gprncss Posted April 7, 2004 Report Share Posted April 7, 2004 Have you tried disputing with the CRA's as not mine on any of them?The CA sent you a print out of the accounts? what did they indicate? The 1997 one, seems like it's 7 yr period is up, you can get the CRAs to remove it.About the paid account, if you have a copy to show it was paid, I will send this to the CRAs and ask them to update. You can also call the company (ask for a supervisor or someone who knows what they are talking about) and request a letter confirming that this account is indeed paid, also be sure to tell them to inform the CRAs.Yes you can dispute the 7 year period with the CRAs to delete it Link to comment Share on other sites More sharing options...
GBrand Posted May 29, 2004 Report Share Posted May 29, 2004 Here is a link where you can check and make sure the CA is licenced in the state of FL. It does not look like they are. https://ssl.dbf.state.fl.us/cf/lic/pubinqry/pub2/businesses.cfm Link to comment Share on other sites More sharing options...
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