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FDCPA Certified????


katwoman
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Yup. It means they sat in a stuffy conference room and read over the FDCPA. They then got lunch and photocopied certificates saying they are now "certified FDCPA specialists". They hang these in their cubicles right next to their diplomas from Collections Univerisity.

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Just looked up a CA website. In their company profile, they claim their "collection staff is F.D.C.P.A. certified".

Anyone know if this is even possible?? I sure am curious!

Isn't there a provision in the FDCPA about not being able to claim any affiliation with the government?

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Isn't there a provision in the FDCPA about not being able to claim any affiliation with the government?

I would think this forbids them from saying "FTC Certified" since there is no such thing. The FDCPA forbids them from misrepresenting their name (ie: IRS Collections, Inc.), or the use of any official seal of government.

However, if they are "trained" in the FDCPA through a program offered by their company, they can call it "certified", but like I said, it doesn't mean squat.

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Sure looks like a misleading representation to me; the only question is, who are they misleading? Their customers or the people they are trying to collect from?

§ 807. False or misleading representations [15 USC 1962e]

A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:

(1) The false representation or implication that the debt collector is vouched for, bonded by, or affiliated with the United States or any State, including the use of any badge, uniform, or facsimile thereof.

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HAHA! Like the CAs that most peeps here deal with know what the FDCPA is?

Lets see- FDCPA must mean Follow Dubious Collection Practices for Possible Advancement?

I have a certain finger for those 'certificates' and I'd show it to those CA losers if I wasnt afraid it would end up in their noses!

J

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