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80% / 20% Loan Question

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Does anyone know of a lender that does the 80/20 loan program if both borrowers have BK's which included foreclosures that have been one year discharged? The reason I ask is because I contacted First Franklin and they said they would normally do an 80/20 1 year out of BK, but with the BK's including foreclosure, they said they would not do it.


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