MikeyC23 Posted April 15, 2004 Report Share Posted April 15, 2004 Hello! What's the difference between pulling your credit report w/ score from Equifax, TransUnion & Experian individually and pulling your credit reports w/ score from MYFICO.com????Thanks!!! Link to comment Share on other sites More sharing options...
paw67 Posted April 15, 2004 Report Share Posted April 15, 2004 Well, pulling them through myfico.com will insure that you get a true FICO score. If you pull from EQ you can get a FICO score. Pulling from EXP you will only get their creditexpert score. Pulling from TU, if you don't watch carefully you will not get a true FICO you will get the TU score.If it is score you are wanting then I would pull TU & EXP from myfico.com and EQ you could do either way. If it is disputing online/phone that you are wanting then I would purchase them directly from the cra's. One other thing is you can find discount codes for myfico.com and save a few $$$ rather than paying the full $12.95. I save 20% this morning on my EXP report w/FICO.Good luck!paw67 Link to comment Share on other sites More sharing options...
vonniegirl Posted April 16, 2004 Report Share Posted April 16, 2004 Hey there paw67, Do you have a current discount code for MyFico? It would be greatly appreciated by all 8) Link to comment Share on other sites More sharing options...
Jazkal Posted April 16, 2004 Report Share Posted April 16, 2004 Hey there paw67, Do you have a current discount code for MyFico? It would be greatly appreciated by all 8) Try this thread http://www.creditboards.com/phpBB2/viewtopic.php?t=30893 Link to comment Share on other sites More sharing options...
Ravenous Wolf Posted April 16, 2004 Report Share Posted April 16, 2004 Well, pulling them through myfico.com will insure that you get a true FICO score. Well, that is true... But that is not a complete answer.When a creditor pulls your score, they will not be looking the true FICO score either.They will be pulling a:Beacon -> EquifaxEmpirica -> Trans Unionor the unwieldly title:Experian/Fair Isaac Risk ScoreThere will be slight statistical difference for each of those three scores. And depending what kind of packages that the creditor subsribes to, the variances may be even greater (such as score strictly for industries like auto, insurance, etc...). Link to comment Share on other sites More sharing options...
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