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DocPC

Scenario is this.....

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Single lady one year out of BK. Same job for over 3 years, several positive tradelines, no judgements/liens, etc.

She only makes about 20k a year......is a mortgage possible?

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I am afraid we are going to need more information than that. What are property values in your area? Does she have a down payment? What other debts does she have? What are her scores?

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I am afraid we are going to need more information than that. What are property values in your area? Does she have a down payment? What other debts does she have? What are her scores?

Property is fairly cheap, only lakefront is expensive. She has, I believe, around 5k for a down. She has 3 credit cards, 2 are at 0 balance and a student loan (had 2, 1 was paid off). Her scores are mid to high 5's. There are a lot of mistakes on her EX that I have disputed for her.

No car payments, etc.

Thanks for your reply. :)

EDIT: She also is a joint user on a positive Chevron card with a 0 balance.

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Thanks, Charles called her today after visiting his site.

Pretty good news!

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