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$10,000 and what to do?


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I am hoping to apply and secure a mortgage in October, once my credit is cleaned up a bit. Without getting into much detail I have $10,000 that is sitting in a work escrow account, that I draw a paycheck from. I can take all the money out if I like...but my question is what should I do with it? To make my credit look better? Throw it in a savings account, get a secured loan off of it?

Any ideas would be greatful...as it stands right now the money is sitting there doing nothing for me.

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