tar_heel_4nHOG Posted May 24, 2004 Report Share Posted May 24, 2004 I have had some success with TU on BK and 2 other accounts, now I would like some help with these. Please advise on how I should go about this. I want to get rid of these 1stThis is what I have for collection record:Cavalry Portfolio Svs acct# %&*@ open accountplaced for collection CA/Attorneyupdated 2/2004 Balance:$5253 Individual Acctplaced 9/2002 Most Owed:$4736 12 AMERICREDIT Past Due:$5253Staus as of 2/2004: Collection Acct.Here is AMERICREDIT;AMERICREDIT FINCL SERV Acct#------- Installment acctPurchased by another lender automobileupdated 3/2004 balance:$0 individual acctopened 3/1999 most owed:$14474 pay term: 56 mntly$268closed 11/2001status as of 3/2004 charged off as bad debtAsset Acceptance Corp acct#----- open accountno forwarding addressupdated 8/2003 balance:$2123 indi. acctplaced 9/2002 most owed:$1851 First Consumers Nat Bankstatus as of 1/2004: collection acctHERE is FCNB;FCNB Master Trust acct#---- revolving acctprofit&loss writeoff creditcardupdated 11/1999 balance:$1219 indi.acctopened 3/1999 most owed:$1219 credit limit: $1200closed 5/1999status as of 11/1999: charged off as bad debtMercantile adjustment BU Acct#--- open acctplaced for collectionupdated 8/2003 balance:$227 indi.acctplaced 11/2001 most owed:$227 Niagara Mohawk Powerstatus as of 8/2003: collection acctData Track acct#---- open acctplaced for collection CA/Attorneyupdated 6/2001 balance:$207 indi.acctplaced3/2002 most owed:$207 10 National Fuel Gas past due: $207NCO Financial acct#---- open acctplaced for collection CA/Attorneyupdated 6/2001 Balance:$1569 indi.acctplaced 5/1999 most owed:$1362 NCO NOKCOL LLC past due:$1569status as of 6/2001: collection acctAs for the Mercantile & Data Track, I know what these are for, Utilities from when I lived in Buffalo,NY. Moved before receiving bills.Now for the NCO, I have no idea what that is for.Any and all help will be greatly appreciated. Link to comment Share on other sites More sharing options...
tar_heel_4nHOG Posted May 25, 2004 Author Report Share Posted May 25, 2004 bump for help Link to comment Share on other sites More sharing options...
cjb1975 Posted May 26, 2004 Report Share Posted May 26, 2004 I had Mercantile and Data Track, they are from National Fuel. They put like 4 different accounts on my CR for the same account. I disputed all as not mine. Mercantile fell right off. It just so happened that Data Track sent me a dunning right as I disputed, so I DV them and they removed before TU even could verify or delete. I think since this is a utility and they often open accounts for people over the phone, they have little to back up any collection activities. Link to comment Share on other sites More sharing options...
tar_heel_4nHOG Posted May 26, 2004 Author Report Share Posted May 26, 2004 bump for more help Link to comment Share on other sites More sharing options...
tar_heel_4nHOG Posted May 26, 2004 Author Report Share Posted May 26, 2004 I had Mercantile and Data Track, they are from National Fuel. They put like 4 different accounts on my CR for the same account. I disputed all as not mine. Mercantile fell right off. It just so happened that Data Track sent me a dunning right as I disputed, so I DV them and they removed before TU even could verify or delete. I think since this is a utility and they often open accounts for people over the phone, they have little to back up any collection activities.Great I wasnt to worried about those 2. Thanks for the info. Hope they go away when I DV them both. Link to comment Share on other sites More sharing options...
tar_heel_4nHOG Posted May 27, 2004 Author Report Share Posted May 27, 2004 BUMP for some HELP Link to comment Share on other sites More sharing options...
tar_heel_4nHOG Posted May 29, 2004 Author Report Share Posted May 29, 2004 BUMP for some HELPCome on guys/gals, I know it's Mem. Wknd, but a little help would be appreciated(Cavalry&Asset). What worked best to get rid of these 2? or any insite on how to go about them.THANKS Link to comment Share on other sites More sharing options...
tar_heel_4nHOG Posted May 31, 2004 Author Report Share Posted May 31, 2004 A BIG BUMP Link to comment Share on other sites More sharing options...
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