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HELP W/ COLLECTION on TU


tar_heel_4nHOG
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I have had some success with TU on BK and 2 other accounts, now I would like some help with these. Please advise on how I should go about this. I want to get rid of these 1st

This is what I have for collection record:

Cavalry Portfolio Svs acct# %&*@ open account

placed for collection CA/Attorney

updated 2/2004 Balance:$5253 Individual Acct

placed 9/2002 Most Owed:$4736 12 AMERICREDIT

Past Due:$5253

Staus as of 2/2004: Collection Acct.

Here is AMERICREDIT;

AMERICREDIT FINCL SERV Acct#------- Installment acct

Purchased by another lender automobile

updated 3/2004 balance:$0 individual acct

opened 3/1999 most owed:$14474 pay term: 56 mntly$268

closed 11/2001

status as of 3/2004 charged off as bad debt

Asset Acceptance Corp acct#----- open account

no forwarding address

updated 8/2003 balance:$2123 indi. acct

placed 9/2002 most owed:$1851 First Consumers Nat Bank

status as of 1/2004: collection acct

HERE is FCNB;

FCNB Master Trust acct#---- revolving acct

profit&loss writeoff creditcard

updated 11/1999 balance:$1219 indi.acct

opened 3/1999 most owed:$1219 credit limit: $1200

closed 5/1999

status as of 11/1999: charged off as bad debt

Mercantile adjustment BU Acct#--- open acct

placed for collection

updated 8/2003 balance:$227 indi.acct

placed 11/2001 most owed:$227 Niagara Mohawk Power

status as of 8/2003: collection acct

Data Track acct#---- open acct

placed for collection CA/Attorney

updated 6/2001 balance:$207 indi.acct

placed3/2002 most owed:$207 10 National Fuel Gas

past due: $207

NCO Financial acct#---- open acct

placed for collection CA/Attorney

updated 6/2001 Balance:$1569 indi.acct

placed 5/1999 most owed:$1362 NCO NOKCOL LLC

past due:$1569

status as of 6/2001: collection acct

As for the Mercantile & Data Track, I know what these are for, Utilities from when I lived in Buffalo,NY. Moved before receiving bills.

Now for the NCO, I have no idea what that is for.

Any and all help will be greatly appreciated.

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I had Mercantile and Data Track, they are from National Fuel. They put like 4 different accounts on my CR for the same account. I disputed all as not mine. Mercantile fell right off. It just so happened that Data Track sent me a dunning right as I disputed, so I DV them and they removed before TU even could verify or delete. I think since this is a utility and they often open accounts for people over the phone, they have little to back up any collection activities.

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I had Mercantile and Data Track, they are from National Fuel. They put like 4 different accounts on my CR for the same account. I disputed all as not mine. Mercantile fell right off. It just so happened that Data Track sent me a dunning right as I disputed, so I DV them and they removed before TU even could verify or delete. I think since this is a utility and they often open accounts for people over the phone, they have little to back up any collection activities.

Great I wasnt to worried about those 2. Thanks for the info. Hope they go away when I DV them both.

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