DocPC Posted May 26, 2004 Report Share Posted May 26, 2004 I finally got a collection off of my friends EXP. It was for 10 bucks from a local CA that had been paid to the OC. It was NEVER in collections.Anyway, the question is does that removal bring up scores on all three or just EXP? Link to comment Share on other sites More sharing options...
Methuss Posted May 26, 2004 Report Share Posted May 26, 2004 Just EXP, unfortunately. The CRAs are not currently required to share the changes they make with each-other unless it involves identity theft. Link to comment Share on other sites More sharing options...
DocPC Posted May 26, 2004 Author Report Share Posted May 26, 2004 Thanks. I'll have to check but I don't think it shows on the others. If one can't verify none should be able to.She is hovering just under 600 across the board 9 months out of CH7 BK, and any little bit to get her over 600 to get a home loan is success. Link to comment Share on other sites More sharing options...
Methuss Posted May 26, 2004 Report Share Posted May 26, 2004 Oh I really wish it was that simple... Link to comment Share on other sites More sharing options...
DocPC Posted May 26, 2004 Author Report Share Posted May 26, 2004 She has cash for a down and several lenders are willing to do a lease/option til she is 2 years out and then roll it into an FHA loan. A couple will give her 95% at a median 600.Or were you remarking on my statement on the validation... Link to comment Share on other sites More sharing options...
Methuss Posted May 26, 2004 Report Share Posted May 26, 2004 Sorry... I meant I wish it was that simple for if one CRA can't verify the others shouldn't be able to....If it was then I would not be fightin with EXP over a fraudulent account that only they refuse to remove. TU and EQ were cooperative in fixing it. Link to comment Share on other sites More sharing options...
Erika Posted May 26, 2004 Report Share Posted May 26, 2004 Thanks. I'll have to check but I don't think it shows on the others. If one can't verify none should be able to.I think that is what Methuss was referring to, not the mortgage info. Link to comment Share on other sites More sharing options...
DocPC Posted May 26, 2004 Author Report Share Posted May 26, 2004 Thanks. I'll have to check but I don't think it shows on the others. If one can't verify none should be able to.I think that is what Methuss was referring to, not the mortgage info. So far I have had very good luck get crap removed from all 3. But all of a sudden up pops a First USA that she has never had for a 1900.00 charge off on EQ. It may be a Bank One that was IIB, but I need to look at the account number. I think one bought the other.I disputed it as not hers.I figured that was what he was commenting on. Thats why I edited it. Link to comment Share on other sites More sharing options...
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