r Posted June 8, 2004 Report Share Posted June 8, 2004 i've been struggling with a fraud account on my credit report from an apt that i never lived in. i sent a letter to the OC and CA letting citing the FACTA law i found on this board stating the CRA has to remove any information that is fraud were a police report is provided and i acknowledge no involvement (or something to that affect). well i included copies of the police report to both the OC and CA and the CA responded with a "verification". They sent me a copy of the application for the apartment with information that is in fact correct (i.e. previous employment, residences, etc), itemized charges in which the total on the itemized sheet ($4,141.87) does not match the amount being requested by the collection agency ($4,556.06), and a signed lease agrrement with my name written in cursive but DEFINETLY not my signature. what can i do? i don't know how liens and judgments work but i don't want one. i have 5 days remaining to reply. please HELP! Also during this time how should this debt be stated on my credit report? should it be listed as in dispute? what should i be looking for to catch them on a violation? Link to comment Share on other sites More sharing options...
DocPC Posted June 8, 2004 Report Share Posted June 8, 2004 Sounds like you need a hand-writing expert to clear you. Link to comment Share on other sites More sharing options...
Methuss Posted June 8, 2004 Report Share Posted June 8, 2004 Please post your questions in just one forum. Duplication leads to confusion and clutetrs the system up. Link to comment Share on other sites More sharing options...
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