kasumi Posted July 14, 2004 Report Share Posted July 14, 2004 Hello-I have an account that I have been checking on privacyguard. The legend shows a late legitimate late payment a few months ago for 60 days. The Equifax remarks state, "Paid or Paying as Agreed." Which does Privacyguard/CRAs use to determine the score. The same account with Experian state, "Current, past due 60 days." I have a goodwill letter out on this account, I am not sure if it is "okay" despite the late or if the legend overrides the remarks?thanks-k. Link to comment Share on other sites More sharing options...
Bluebyu Posted July 14, 2004 Report Share Posted July 14, 2004 The PG score is just a number, it does not mean anything, the ones you pay for from the CRA's are not any better. If you want your true fico score go to myfico.com Link to comment Share on other sites More sharing options...
kasumi Posted July 14, 2004 Author Report Share Posted July 14, 2004 I don't trust the PG number at all, I was just wondering if the number in general (FICO or FAKO) considers the remarks or the legend in determining the score? Link to comment Share on other sites More sharing options...
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