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is myfico true score?


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It all depends which loan you are trying to get. If its a mortgage then myfico score will be different from what the lender will pull since they will pull tri-merged report. At least thats what happened to me. My score pulled by LO was lot lower than what I saw on my own myfico site.

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yes, it's a mortgage loan ......... we've already been approved and are in the process of building our house but I'm hoping our score goes up before we close on the house so our interest rate will be better and according to myfico, my scores have all gone up atleast 12 points so I was hoping myfico scores would be what the loan company would see when they pull our credit a month before we close

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