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Help Re-aging?


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Hi guys, I need your help!

I questioned an old charged off account on my Experian report that was showing a balance owing - even though I had paid it off.

HOWEVER - it now shows a charge off In June of this year, weas originally 2000.

So my score has dropped about 40 points.

What to do - challenge the date?

:cry:

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Yes. In your dispute identify this date as "re-aged, a violation of fair debt laws and actionable".

Worked for me. One OC even deleted the entire TL and sent me a letter letting me know they wanted no further issue with my credit reports.

I did this with EX online.

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