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Question About Debt Validation Process


lucyricardo
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I have a one account with Sherman Acquisition which is on my three reports. My question is, I have one account with Asset Acceptance which is showing $0 balance on Equifax and then two small collection accounts on Experian and TransUnion. I'm worried that if I contact the CA's for debt validation, it will "open the sleeping giant" and they will put the accounts on all the reports again or change the date of last activity. Is this not something I should be concerned about? It's taken me years, literally, to clean this up. I only have a couple more things to go. Thanks in advance!

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