Erika Posted July 18, 2004 Report Share Posted July 18, 2004 I have a $300 Cap 1.This is the first month it's reported, and it dropped my score. I assume my score dropped because of utilization. It's reporting a high balance of $198 and a current balance of $194.I just paid it off, I thought the payment would post before they reported, but I was too late.So, my question is... since $198 is the high balance and they don't report limit, is my utilization based on that high balance? So, at 30% I need to keep it around $60? Is that right?Thanks. Link to comment Share on other sites More sharing options...
goodmank Posted July 18, 2004 Report Share Posted July 18, 2004 I believe that you are correct. Link to comment Share on other sites More sharing options...
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