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Removing a "Paid Charge-off"


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I have two accounts listed on my CR

1. Old student loan

2. Old auto loan account closed back in June 98 (repossessed but paid)

both are showing a balance of $0 and status "PAYMENT AFTER CHARGE OFF /COLLECTION<" Is there anyway to have these items removed?

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Thanks for your response morrow. I disputed the auto loan with the CRAs because the DOLA clearly exceeded the 7 yr reporting period. The CRAs now have about 1 week to respond. I did write a CMRR letter to the OC for the student loan. They never sent me anything to proof the debt actually belonged to me. All I have is the green cards from both agencies.

I thought my next step for the student loan would be to write the CRAs along with a copy of my card as proof that I contacted the OC and they were not able to successfully verify the debt. This should aid in my attempt to have the item removed from my CR. Any suggestions?

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