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How To Invest $4000 Saving?

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What is your plan? What do you want to accomplish? Do you have a specific plan for your savings? Do you have a 6 month emergency fund? If not, this $4k might be good for that. You might want to keep that in a liquid savings account.

For minimal risks, I'd recommend an FDIC insured CD or savings account.

I used to say "When I get more money, I'll get a better plan." Then the real lesson "When you get a better plan, you'll have more money."

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