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Major help Needed


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Here is my prob. I have a charge off on my CR that I need to somehow get removed in order to boost my score a few points needed for my mortgage. The OC is reporting the account as Closed and 0 Balance. I have not paided this account yet. The Account was Opened in 04/2001. The CO Balance is only 489. What should I Do. I have Disputed a few times each came back verified and they updated the balance to 489, then i would redispute it and the balance would go back to Zero. I am really Stuck on this account and i have about 45 days to get it cleared up. Any Thoughts on this.


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