Lizzy Posted July 22, 2004 Report Share Posted July 22, 2004 I want to buy a laptop through dell. Does anyone here have an account with them? I checked creditboards to see who they pull and EXP came up. My score is 628 (FICO) do you think I may have a chance? Thanks~Liz Link to comment Share on other sites More sharing options...
paw67 Posted July 22, 2004 Report Share Posted July 22, 2004 I was approved for dell just over a year ago with an EXP score of right around 600. They did pull EXP (2 hard pulls showed up). I got a $1500 credit limit but of course got an awful interest rate. I have used it to purchase 2 computers from them and paid them off quickly so as not to be killed by the interest. Good luck!paw67 Link to comment Share on other sites More sharing options...
Lizzy Posted July 22, 2004 Author Report Share Posted July 22, 2004 I was approved instantly for $1,500.00. I have a laptop on the way! Thanks for your help~Liz Link to comment Share on other sites More sharing options...
paw67 Posted July 23, 2004 Report Share Posted July 23, 2004 Awesome...congrats Lizzy!!!paw67 Link to comment Share on other sites More sharing options...
ed33 Posted July 28, 2004 Report Share Posted July 28, 2004 Hi LizzieCan you tell me what rate Dell gave you. I need a new computer also and I'm trying to figure out if their financing will be better than my Providian card. Thanksed Link to comment Share on other sites More sharing options...
Lizzy Posted July 28, 2004 Author Report Share Posted July 28, 2004 My rate is 27% I know that is high, but I plan on making double payments to pay it off quickly. If your score is higher then mine, your rate maybe lower. Liz Link to comment Share on other sites More sharing options...
ed33 Posted July 28, 2004 Report Share Posted July 28, 2004 That is pretty darn high! I think I'll stick with my 19% Providian. Thanks again.ed Link to comment Share on other sites More sharing options...
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