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7 years!

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Its a long and complicated story. The bottom line is that I do not agree with the charges that were sent to collections. Two CRA's were satisfied with whatever validation they were provided and left the collection on my record. I assume its nothing more than a name and account number. No REAL validation.

Well I would rather have that on my record than pay the slimeballs a dime.

If they happen to re-age the account, would the be a violation?

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