ettenyl38 Posted July 28, 2004 Report Share Posted July 28, 2004 To make a long story short, I received a summons in the mail informing me that I was being sued. I had no idea who the creditors were. I asked for a full validation and instead I received 2 pages of interrogatories. I answered the interrogatories stating that I could not provide the answers because I had no idea who the creditors were. I then received a letter from the lawyers stating that they were asked for a 30-90 day adjournment on the case. I received another summons to appear in court within 30 days. Yesterday, I received 3 telephone calls from the lawyers wanting to settle the case before the trial. I did not respond to the calls. I went to court today. the representative from the law firm tried to settle before the trial. He even told me that they were willing to accept any amount that I said. he also told me that he had a witness coming in to prove that the debt was mine. I told him that they still had not validated this account, and I had no idea where the debt came from. He explained that the original debt was purchased from a collection agency. The collection agency hired the lawyer and they were trying to get the money back. In court, the judge asked if we needed a mediator. The rep said yes, I told the Judge that we did not. When we were called the representative stood up and said "we wish to dismiss the case". So there you go, persistance pays off. I would like to thank everyone on this forum for helping and encouraging me. I felt really good. I thanked the Judge and shaked the representative hand and thanked him too. It's been all good. Now I have to get that taken off of my credit report. Link to comment Share on other sites More sharing options...
DocPC Posted July 28, 2004 Report Share Posted July 28, 2004 Excellent news! Good for you! Link to comment Share on other sites More sharing options...
mwh19991 Posted July 28, 2004 Report Share Posted July 28, 2004 Congratulations! By your effort to defend yourself in court, as it appears to me, you saved yourself from a default judgment and the hassle to get a judgment vacated!IMHO, if more people realized that defending yourself in court is probably "half the battle", I believe CA's would think twice before filing a lame suit in the beginning. Link to comment Share on other sites More sharing options...
Recovering Attorney Posted July 29, 2004 Report Share Posted July 29, 2004 Good for you!!!!! Link to comment Share on other sites More sharing options...
natural Posted August 19, 2004 Report Share Posted August 19, 2004 Great. I just went thru the same thing a month ago. I felt so empowered afterwards. Link to comment Share on other sites More sharing options...
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