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Multiple Card Lisings

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  • 3 weeks later...

If one tradeline for the account is listed under the OC's name and one tradeline is listed under the debt buyer's name, then the FCRA allows that type of duplicate listing. However, if the OC has sold the account to a debt buyer, then the OC's tradeline must reflect a $0 balance and the notation of "account transferred/sold" or something to that effect.

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