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Brad14146

Credit Reports

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I'm sure it depends, but mine has pulled it twice so far, with a promise to pull it at least one more time before closing.

This is the second lender I've worked with, so I've got a pull from the first lender as well.

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It really does depend on the lender, but most are the same.

All will pull when the loan is submitted as a loan (sometimes the lender's rep can give an approval based on the credit report that the Loan Officer sends them) These credit reports are "good for" about 45 days, and have to be valid on the date of funding. Some will pull a week before closing anyway.

Charles

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